| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.32% | £736.53 | 6.74% | £979.88 | £1,020 | Fixed | 5.5% APRC | £45,311 | £280,387 | 31828 | 80 | 1020 | Virgin Money |
| 4.03% | £794.24 | 7.34% | £1,036.71 | £20 | Fixed | 6.0% APRC | £49,057 | £295,590 | 56626 | 803 | 20 | Leek BuildingSociety |
| 4.12% | £801.73 | 5.99% | £935.81 | £924 | Fixed | 5.4% APRC | £54,345 | £273,300 | 41202 | 115 | 924 | Barclays |
| 4.16% | £805.07 | 6.60% | £984.61 | £18 | Fixed | 5.7% APRC | £48,402 | £284,709 | 42140 | 220 | 18 | Kensington |
| 4.16% | £805.07 | 7.49% | £1,052.88 | £1,099 | Fixed | 6.3% APRC | £49,403 | £301,599 | 52040 | 142 | 1099 | Lloyds Bank |
| 4.20% | £808.41 | 7.24% | £1,033.84 | £1,030 | Fixed | 6.1% APRC | £49,625 | £297,295 | 34344 | 116 | 1030 | Yorkshire B.Soc |
| 4.21% | £809.25 | 6.49% | £975.73 | £1,016 | Fixed | 5.7% APRC | £49,571 | £283,413 | 12173 | 344 | 1016 | HSBC Intermediary |
| 4.24% | £811.77 | 6.99% | £1,014.21 | £1,524 | Fixed | 6.0% APRC | £52,953 | £293,132 | 56218 | 163 | 1524 | Clydesdale Bank PLC |
| 4.24% | £811.88 | 8.24% | £1,117.28 | £1,019 | Fixed | 6.8% APRC | £49,582 | £317,729 | 45216 | 198 | 1019 | Furness B.Soc |
| 4.25% | £812.61 | 6.92% | £1,008.95 | £1,403 | Fixed | 6.0% APRC | £51,537 | £291,784 | 10733 | 90 | 1403 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.32% | £736.53 | 6.74% | £979.88 | £1,020 | Fixed | 5.5% APRC | £45,311 | £280,387 | 31828 | 80 | 1020 | Virgin Money |
| 4.03% | £794.24 | 7.34% | £1,036.71 | £20 | Fixed | 6.0% APRC | £49,057 | £295,590 | 56626 | 803 | 20 | Leek BuildingSociety |
| 4.12% | £801.73 | 5.99% | £935.81 | £924 | Fixed | 5.4% APRC | £54,345 | £273,300 | 41202 | 115 | 924 | Barclays |
| 4.16% | £805.07 | 6.60% | £984.61 | £18 | Fixed | 5.7% APRC | £48,402 | £284,709 | 42140 | 220 | 18 | Kensington |
| 4.16% | £805.07 | 7.49% | £1,052.88 | £1,099 | Fixed | 6.3% APRC | £49,403 | £301,599 | 52040 | 142 | 1099 | Lloyds Bank |
| 4.20% | £808.41 | 7.24% | £1,033.84 | £1,030 | Fixed | 6.1% APRC | £49,625 | £297,295 | 34344 | 116 | 1030 | Yorkshire B.Soc |
| 4.21% | £809.25 | 6.49% | £975.73 | £1,016 | Fixed | 5.7% APRC | £49,571 | £283,413 | 12173 | 344 | 1016 | HSBC Intermediary |
| 4.24% | £811.77 | 6.99% | £1,014.21 | £1,524 | Fixed | 6.0% APRC | £52,953 | £293,132 | 56218 | 163 | 1524 | Clydesdale Bank PLC |
| 4.24% | £811.88 | 8.24% | £1,117.28 | £1,019 | Fixed | 6.8% APRC | £49,582 | £317,729 | 45216 | 198 | 1019 | Furness B.Soc |
| 4.25% | £812.61 | 6.92% | £1,008.95 | £1,403 | Fixed | 6.0% APRC | £51,537 | £291,784 | 10733 | 90 | 1403 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.00% | £876.89 | 5.99% | £951.16 | £1,024 | Tracker | 5.8% APRC | £53,717 | £281,996 | 64223 | 115 | 1024 | Barclays |
| 5.14% | £889.16 | 5.14% | £889.16 | £999 | Tracker | 5.3% APRC | £54,449 | £267,847 | 31816 | 474 | 999 | Co-operative Bank |
| 6.99% | £1,059.21 | 6.99% | £1,059.21 | £1,730 | Tracker | 7.4% APRC | £65,408 | £319,618 | 3152 | 1097 | 1730 | United Trust Bank |
| 7.45% | £1,103.61 | 7.45% | £1,103.61 | £1,984 | Tracker | 7.9% APRC | £68,376 | £333,242 | 11747 | 957 | 1984 | West One |
This table is based on a residential property value of £180,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Sep 2025 at 05:28 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.