| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.75% | £855.18 | 5.74% | £928.34 | £1,024 | Tracker | 5.5% APRC | £52,415 | £275,216 | 64223 | 115 | 1024 | Barclays |
| 4.89% | £867.30 | 4.89% | £867.30 | £999 | Tracker | 5.1% APRC | £53,137 | £261,289 | 25000 | 474 | 999 | Co-operative Bank |
| 4.90% | £868.17 | 6.31% | £973.54 | £999 | Tracker | 5.9% APRC | £53,219 | £286,658 | 13571 | 77 | 999 | Newcastle |
| 5.16% | £890.92 | 6.45% | £989.24 | £18 | Fixed | 6.1% APRC | £53,553 | £290,971 | 83784 | 220 | 18 | Kensington |
| 5.17% | £891.81 | 6.24% | £972.20 | £1,016 | Fixed | 6.0% APRC | £55,224 | £287,111 | 17388 | 344 | 1016 | HSBC Intermediary |
| 5.18% | £892.69 | 7.24% | £1,050.17 | £1,099 | Fixed | 6.6% APRC | £55,993 | £306,071 | 1806 | 142 | 1099 | Lloyds Bank |
| 5.19% | £893.57 | 5.19% | £893.57 | £940 | Variable | 5.4% APRC | £54,654 | £269,111 | 90759 | 189 | 940 | Stafford B.Society |
| 5.21% | £895.34 | 6.74% | £1,011.66 | £1,530 | Fixed | 6.3% APRC | £58,007 | £297,790 | 23825 | 116 | 1530 | Yorkshire B.Soc |
| 5.21% | £895.34 | 6.74% | £1,011.66 | £1,025 | Fixed | 6.3% APRC | £56,079 | £297,195 | 110461 | 207 | 1025 | NatWest |
| 5.22% | £896.22 | 6.49% | £994.41 | £1,024 | Fixed | 6.2% APRC | £54,896 | £293,875 | 2389 | 80 | 1024 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.13% | £888.28 | 5.74% | £933.72 | £924 | Fixed | 5.7% APRC | £54,301 | £278,303 | 38204 | 115 | 924 | Barclays |
| 5.16% | £890.92 | 6.45% | £989.24 | £18 | Fixed | 6.1% APRC | £53,553 | £290,971 | 83784 | 220 | 18 | Kensington |
| 5.17% | £891.81 | 6.24% | £972.20 | £1,016 | Fixed | 6.0% APRC | £55,224 | £287,111 | 17388 | 344 | 1016 | HSBC Intermediary |
| 5.18% | £892.69 | 7.24% | £1,050.17 | £1,099 | Fixed | 6.6% APRC | £55,993 | £306,071 | 1806 | 142 | 1099 | Lloyds Bank |
| 5.21% | £895.34 | 6.74% | £1,011.66 | £1,530 | Fixed | 6.3% APRC | £58,007 | £297,790 | 23825 | 116 | 1530 | Yorkshire B.Soc |
| 5.21% | £895.34 | 6.74% | £1,011.66 | £1,025 | Fixed | 6.3% APRC | £56,079 | £297,195 | 110461 | 207 | 1025 | NatWest |
| 5.22% | £896.22 | 6.49% | £994.41 | £1,024 | Fixed | 6.2% APRC | £54,896 | £293,875 | 2389 | 80 | 1024 | Virgin Money |
| 5.23% | £897.10 | 6.50% | £993.59 | £999 | Fixed | 6.2% APRC | £54,800 | £293,069 | 111594 | 1 | 999 | Santander |
| 5.23% | £896.19 | 7.24% | £1,049.86 | £1,099 | Fixed | 6.6% APRC | £56,204 | £306,222 | 28382 | 42 | 1099 | Halifax |
| 5.25% | £898.87 | 6.94% | £1,028.52 | £1,510 | Fixed | 6.5% APRC | £55,637 | £302,223 | 90031 | 628 | 1510 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.75% | £855.18 | 5.74% | £928.34 | £1,024 | Tracker | 5.5% APRC | £52,415 | £275,216 | 64223 | 115 | 1024 | Barclays |
| 4.89% | £867.30 | 4.89% | £867.30 | £999 | Tracker | 5.1% APRC | £53,137 | £261,289 | 25000 | 474 | 999 | Co-operative Bank |
| 4.90% | £868.17 | 6.31% | £973.54 | £999 | Tracker | 5.9% APRC | £53,219 | £286,658 | 13571 | 77 | 999 | Newcastle |
| 6.74% | £1,035.42 | 6.74% | £1,035.42 | £1,730 | Tracker | 7.1% APRC | £63,980 | £312,481 | 53865 | 1097 | 1730 | United Trust Bank |
| 7.10% | £1,069.76 | 7.10% | £1,069.76 | £1,785 | Tracker | 7.5% APRC | £66,146 | £322,888 | 4671 | 957 | 1785 | West One |
This table is based on a residential property value of £180,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Oct 2026 at 03:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.