| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.65% | £846.57 | 5.74% | £926.54 | £924 | Fixed | 5.5% APRC | £51,798 | £274,088 | 6824 | 115 | 924 | Barclays |
| 4.72% | £852.59 | 6.24% | £965.23 | £1,016 | Fixed | 5.8% APRC | £51,671 | £283,101 | 47980 | 344 | 1016 | HSBC Intermediary |
| 4.73% | £853.45 | 6.74% | £1,003.51 | £1,025 | Fixed | 6.1% APRC | £53,555 | £292,624 | 11897 | 207 | 1025 | NatWest |
| 4.76% | £856.04 | 6.54% | £988.05 | £1,007 | Fixed | 6.0% APRC | £55,142 | £289,098 | 10231 | 28 | 1007 | Coventry |
| 4.76% | £856.04 | 6.94% | £1,019.07 | £1,510 | Fixed | 6.2% APRC | £55,715 | £296,992 | 68380 | 628 | 1510 | Bank of Ireland |
| 4.77% | £856.90 | 6.49% | £986.19 | £1,014 | Fixed | 6.0% APRC | £51,928 | £288,614 | 36526 | 75 | 1014 | Nationwide B.Soc |
| 4.78% | £857.77 | 6.49% | £986.82 | £1,024 | Fixed | 6.0% APRC | £52,589 | £289,565 | 69620 | 80 | 1024 | Virgin Money |
| 4.78% | £857.77 | 7.24% | £1,043.66 | £1,099 | Fixed | 6.4% APRC | £53,889 | £302,486 | 11659 | 142 | 1099 | Lloyds Bank |
| 4.80% | £859.50 | 6.50% | £986.12 | £999 | Fixed | 6.0% APRC | £53,868 | £288,833 | 29477 | 1 | 999 | Santander |
| 4.80% | £859.50 | 6.62% | £994.91 | £999 | Fixed | 6.0% APRC | £53,993 | £290,406 | 56133 | 474 | 999 | Co-operative Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.65% | £846.57 | 5.74% | £926.54 | £924 | Fixed | 5.5% APRC | £51,798 | £274,088 | 6824 | 115 | 924 | Barclays |
| 4.72% | £852.59 | 6.24% | £965.23 | £1,016 | Fixed | 5.8% APRC | £51,671 | £283,101 | 47980 | 344 | 1016 | HSBC Intermediary |
| 4.73% | £853.45 | 6.74% | £1,003.51 | £1,025 | Fixed | 6.1% APRC | £53,555 | £292,624 | 11897 | 207 | 1025 | NatWest |
| 4.76% | £856.04 | 6.54% | £988.05 | £1,007 | Fixed | 6.0% APRC | £55,142 | £289,098 | 10231 | 28 | 1007 | Coventry |
| 4.76% | £856.04 | 6.94% | £1,019.07 | £1,510 | Fixed | 6.2% APRC | £55,715 | £296,992 | 68380 | 628 | 1510 | Bank of Ireland |
| 4.77% | £856.90 | 6.49% | £986.19 | £1,014 | Fixed | 6.0% APRC | £51,928 | £288,614 | 36526 | 75 | 1014 | Nationwide B.Soc |
| 4.78% | £857.77 | 6.49% | £986.82 | £1,024 | Fixed | 6.0% APRC | £52,589 | £289,565 | 69620 | 80 | 1024 | Virgin Money |
| 4.78% | £857.77 | 7.24% | £1,043.66 | £1,099 | Fixed | 6.4% APRC | £53,889 | £302,486 | 11659 | 142 | 1099 | Lloyds Bank |
| 4.80% | £859.50 | 6.50% | £986.12 | £999 | Fixed | 6.0% APRC | £53,868 | £288,833 | 29477 | 1 | 999 | Santander |
| 4.80% | £859.50 | 6.62% | £994.91 | £999 | Fixed | 6.0% APRC | £53,993 | £290,406 | 56133 | 474 | 999 | Co-operative Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.75% | £855.18 | 5.74% | £928.34 | £1,024 | Tracker | 5.5% APRC | £52,415 | £275,216 | 64223 | 115 | 1024 | Barclays |
| 4.89% | £867.30 | 4.89% | £867.30 | £999 | Tracker | 5.1% APRC | £53,137 | £261,289 | 56857 | 474 | 999 | Co-operative Bank |
| 6.25% | £989.50 | 6.25% | £989.50 | £124 | Tracker | 6.4% APRC | £59,234 | £296,714 | 88602 | 351 | 124 | Precise Mortgages |
| 6.25% | £989.50 | 6.25% | £989.50 | £669 | Tracker | 6.5% APRC | £59,779 | £297,259 | 256128 | 351 | 669 | TMTC-Precise |
| 6.54% | £1,016.56 | 6.54% | £1,016.56 | £1,730 | Tracker | 6.9% APRC | £62,849 | £306,823 | 87800 | 1097 | 1730 | United Trust Bank |
| 7.20% | £1,079.38 | 7.20% | £1,079.38 | £1,984 | Tracker | 7.6% APRC | £66,922 | £325,973 | 39234 | 957 | 1984 | West One |
This table is based on a residential property value of £180,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Aug 2026 at 02:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.