| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.77% | £772.83 | 7.34% | £1,032.58 | £20 | Fixed | 5.9% APRC | £47,766 | £293,505 | 76522 | 803 | 20 | Leek BuildingSociety |
| 4.00% | £791.76 | 6.74% | £990.46 | £1,030 | Fixed | 5.7% APRC | £51,239 | £285,740 | 51798 | 116 | 1030 | Yorkshire B.Soc |
| 4.05% | £795.90 | 5.74% | £915.62 | £25 | Fixed | 5.1% APRC | £53,090 | £267,129 | 37213 | 115 | 25 | Barclays |
| 4.06% | £796.73 | 6.24% | £953.52 | £1,016 | Fixed | 5.5% APRC | £49,247 | £276,444 | 69655 | 344 | 1016 | HSBC Intermediary |
| 4.06% | £796.73 | 6.49% | £973.73 | £1,024 | Fixed | 5.7% APRC | £51,543 | £282,466 | 18423 | 80 | 1024 | Virgin Money |
| 4.09% | £799.23 | 6.50% | £973.75 | £999 | Fixed | 5.6% APRC | £50,236 | £282,104 | 32549 | 1 | 999 | Santander |
| 4.09% | £799.23 | 6.74% | £992.11 | £1,524 | Fixed | 5.8% APRC | £52,194 | £287,105 | 27245 | 163 | 1524 | Clydesdale Bank PLC |
| 4.09% | £799.23 | 7.24% | £1,030.93 | £1,099 | Fixed | 6.1% APRC | £50,361 | £295,781 | 75339 | 142 | 1099 | Lloyds Bank |
| 4.14% | £803.40 | 7.24% | £1,031.87 | £995 | Fixed | 6.1% APRC | £51,819 | £296,162 | 10069 | 313 | 995 | TSB Bank |
| 4.15% | £804.23 | 6.74% | £993.21 | £1,025 | Fixed | 5.8% APRC | £50,589 | £287,082 | 77328 | 207 | 1025 | NatWest |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.77% | £772.83 | 7.34% | £1,032.58 | £20 | Fixed | 5.9% APRC | £47,766 | £293,505 | 76522 | 803 | 20 | Leek BuildingSociety |
| 4.00% | £791.76 | 6.74% | £990.46 | £1,030 | Fixed | 5.7% APRC | £51,239 | £285,740 | 51798 | 116 | 1030 | Yorkshire B.Soc |
| 4.05% | £795.90 | 5.74% | £915.62 | £25 | Fixed | 5.1% APRC | £53,090 | £267,129 | 37213 | 115 | 25 | Barclays |
| 4.06% | £796.73 | 6.24% | £953.52 | £1,016 | Fixed | 5.5% APRC | £49,247 | £276,444 | 69655 | 344 | 1016 | HSBC Intermediary |
| 4.06% | £796.73 | 6.49% | £973.73 | £1,024 | Fixed | 5.7% APRC | £51,543 | £282,466 | 18423 | 80 | 1024 | Virgin Money |
| 4.09% | £799.23 | 6.50% | £973.75 | £999 | Fixed | 5.6% APRC | £50,236 | £282,104 | 32549 | 1 | 999 | Santander |
| 4.09% | £799.23 | 6.74% | £992.11 | £1,524 | Fixed | 5.8% APRC | £52,194 | £287,105 | 27245 | 163 | 1524 | Clydesdale Bank PLC |
| 4.09% | £799.23 | 7.24% | £1,030.93 | £1,099 | Fixed | 6.1% APRC | £50,361 | £295,781 | 75339 | 142 | 1099 | Lloyds Bank |
| 4.14% | £803.40 | 7.24% | £1,031.87 | £995 | Fixed | 6.1% APRC | £51,819 | £296,162 | 10069 | 313 | 995 | TSB Bank |
| 4.15% | £804.23 | 6.74% | £993.21 | £1,025 | Fixed | 5.8% APRC | £50,589 | £287,082 | 77328 | 207 | 1025 | NatWest |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.75% | £855.18 | 5.74% | £928.34 | £1,024 | Tracker | 5.5% APRC | £52,415 | £275,216 | 64223 | 115 | 1024 | Barclays |
| 4.89% | £867.30 | 4.89% | £867.30 | £999 | Tracker | 5.1% APRC | £53,137 | £261,289 | 31816 | 474 | 999 | Co-operative Bank |
| 6.34% | £997.87 | 6.34% | £997.87 | £1,730 | Tracker | 6.7% APRC | £61,727 | £301,216 | 42199 | 1097 | 1730 | United Trust Bank |
| 7.20% | £1,079.38 | 7.20% | £1,079.38 | £1,984 | Tracker | 7.6% APRC | £66,922 | £325,973 | 39234 | 957 | 1984 | West One |
This table is based on a residential property value of £180,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Feb 2026 at 02:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.