LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison5 Year Total CostTotal Amount Payable Over Term
3.32%£736.536.99%£998.99£1,020Fixed5.6% APRC£45,311£284,939
4.03%£794.247.59%£1,058.35£20Fixed6.2% APRC£47,749£301,225
4.19%£807.587.84%£1,081.45£0Fixed6.4% APRC£48,500£307,500
4.22%£810.096.74%£995.16£1,016Fixed5.9% APRC£49,621£288,090
4.24%£811.777.74%£1,074.37£1,099Fixed6.4% APRC£49,805£307,129
4.28%£815.136.24%£957.36£934Fixed5.6% APRC£55,174£279,262
4.28%£815.137.24%£1,034.51£1,025Fixed6.2% APRC£51,246£297,557
4.29%£815.976.74%£995.74£995Fixed5.9% APRC£52,580£288,391
4.36%£821.877.49%£1,055.77£1,530Fixed6.4% APRC£53,562£303,615
4.37%£822.838.24%£1,119.77£1,019Fixed6.8% APRC£50,239£318,984

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison5 Year Total CostTotal Amount Payable Over Term
3.32%£736.536.99%£998.99£1,020Fixed5.6% APRC£45,311£284,939
4.03%£794.247.59%£1,058.35£20Fixed6.2% APRC£47,749£301,225
4.19%£807.587.84%£1,081.45£0Fixed6.4% APRC£48,500£307,500
4.22%£810.096.74%£995.16£1,016Fixed5.9% APRC£49,621£288,090
4.24%£811.777.74%£1,074.37£1,099Fixed6.4% APRC£49,805£307,129
4.28%£815.136.24%£957.36£934Fixed5.6% APRC£55,174£279,262
4.28%£815.137.24%£1,034.51£1,025Fixed6.2% APRC£51,246£297,557
4.29%£815.976.74%£995.74£995Fixed5.9% APRC£52,580£288,391
4.36%£821.877.49%£1,055.77£1,530Fixed6.4% APRC£53,562£303,615
4.37%£822.838.24%£1,119.77£1,019Fixed6.8% APRC£50,239£318,984

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison5 Year Total CostTotal Amount Payable Over Term
5.25%£898.876.24%£974.24£1,034Tracker6.0% APRC£55,046£288,864
5.39%£911.305.39%£911.30£999Tracker5.6% APRC£55,777£274,489
7.24%£1,083.247.24%£1,083.24£1,730Tracker7.6% APRC£66,849£326,827
7.70%£1,128.077.70%£1,128.07£1,984Tracker8.1% APRC£69,843£340,580

This table is based on a residential property value of £180,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Jun 2025 at 05:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.