LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison5 Year Total CostTotal Amount Payable Over Term
3.31%£735.747.24%£1,019.24£1,208Fixed5.8% APRC£45,201£289,954
4.21%£809.257.84%£1,081.84£20Fixed6.4% APRC£48,650£307,746
4.31%£817.657.49%£1,055.70£1,530Fixed6.4% APRC£50,679£303,571
4.32%£818.507.99%£1,094.04£999Fixed6.6% APRC£51,423£311,576
4.36%£821.876.49%£978.34£934Fixed5.8% APRC£50,326£284,815
4.40%£825.266.74%£998.96£1,016Fixed5.9% APRC£50,532£290,108
4.40%£825.267.49%£1,057.38£1,530Fixed6.4% APRC£51,136£304,443
4.42%£826.957.49%£1,056.90£1,525Fixed6.4% APRC£52,458£304,108
4.44%£828.656.99%£1,018.54£995Fixed6.1% APRC£50,714£294,784
4.45%£829.506.75%£999.99£999Fixed6.0% APRC£50,744£290,401

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison5 Year Total CostTotal Amount Payable Over Term
3.31%£735.747.24%£1,019.24£1,208Fixed5.8% APRC£45,201£289,954
4.21%£809.257.84%£1,081.84£20Fixed6.4% APRC£48,650£307,746
4.31%£817.657.49%£1,055.70£1,530Fixed6.4% APRC£50,679£303,571
4.32%£818.507.99%£1,094.04£999Fixed6.6% APRC£51,423£311,576
4.36%£821.876.49%£978.34£934Fixed5.8% APRC£50,326£284,815
4.40%£825.266.74%£998.96£1,016Fixed5.9% APRC£50,532£290,108
4.40%£825.267.49%£1,057.38£1,530Fixed6.4% APRC£51,136£304,443
4.42%£826.957.49%£1,056.90£1,525Fixed6.4% APRC£52,458£304,108
4.44%£828.656.99%£1,018.54£995Fixed6.1% APRC£50,714£294,784
4.45%£829.506.75%£999.99£999Fixed6.0% APRC£50,744£290,401

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison5 Year Total CostTotal Amount Payable Over Term
5.50%£921.136.49%£997.59£1,034Tracker6.3% APRC£56,382£295,803
5.64%£933.715.64%£933.71£999Tracker5.9% APRC£57,122£281,212
7.49%£1,107.517.49%£1,107.51£1,730Tracker7.9% APRC£68,306£334,108
7.69%£1,127.097.69%£1,127.09£1,984Tracker8.1% APRC£69,784£340,286

This table is based on a residential property value of £180,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Apr 2025 at 04:23 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.