| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.58% | £840.57 | 5.74% | £924.84 | £924 | Fixed | 5.4% APRC | £56,717 | £273,147 | 27870 | 115 | 924 | Barclays |
| 4.60% | £842.29 | 6.24% | £963.68 | £1,016 | Fixed | 5.7% APRC | £51,053 | £282,215 | 19596 | 344 | 1016 | HSBC Intermediary |
| 4.64% | £845.71 | 7.24% | £1,041.84 | £1,099 | Fixed | 6.3% APRC | £51,842 | £301,491 | 71117 | 142 | 1099 | Lloyds Bank |
| 4.67% | £848.29 | 6.49% | £984.97 | £1,024 | Fixed | 5.9% APRC | £52,020 | £288,537 | 17715 | 80 | 1024 | Virgin Money |
| 4.67% | £848.29 | 6.49% | £984.57 | £1,014 | Fixed | 5.9% APRC | £51,411 | £287,708 | 26275 | 75 | 1014 | Nationwide B.Soc |
| 4.67% | £848.29 | 6.74% | £1,002.46 | £1,030 | Fixed | 6.0% APRC | £54,661 | £292,145 | 23653 | 116 | 1030 | Yorkshire B.Soc |
| 4.69% | £850.01 | 6.54% | £986.35 | £1,007 | Fixed | 5.9% APRC | £54,777 | £288,175 | 66669 | 28 | 1007 | Coventry |
| 4.69% | £850.01 | 6.74% | £1,002.81 | £1,530 | Fixed | 6.1% APRC | £55,265 | £292,837 | 69558 | 360 | 1530 | Accord Mortgages |
| 4.69% | £849.16 | 7.24% | £1,041.53 | £1,099 | Fixed | 6.3% APRC | £52,049 | £301,631 | 70510 | 42 | 1099 | Halifax |
| 4.71% | £851.73 | 6.50% | £984.59 | £999 | Fixed | 5.9% APRC | £53,400 | £287,981 | 27897 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.58% | £840.57 | 5.74% | £924.84 | £924 | Fixed | 5.4% APRC | £56,717 | £273,147 | 27870 | 115 | 924 | Barclays |
| 4.60% | £842.29 | 6.24% | £963.68 | £1,016 | Fixed | 5.7% APRC | £51,053 | £282,215 | 19596 | 344 | 1016 | HSBC Intermediary |
| 4.64% | £845.71 | 7.24% | £1,041.84 | £1,099 | Fixed | 6.3% APRC | £51,842 | £301,491 | 71117 | 142 | 1099 | Lloyds Bank |
| 4.67% | £848.29 | 6.49% | £984.97 | £1,024 | Fixed | 5.9% APRC | £52,020 | £288,537 | 17715 | 80 | 1024 | Virgin Money |
| 4.67% | £848.29 | 6.49% | £984.57 | £1,014 | Fixed | 5.9% APRC | £51,411 | £287,708 | 26275 | 75 | 1014 | Nationwide B.Soc |
| 4.67% | £848.29 | 6.74% | £1,002.46 | £1,030 | Fixed | 6.0% APRC | £54,661 | £292,145 | 23653 | 116 | 1030 | Yorkshire B.Soc |
| 4.69% | £850.01 | 6.54% | £986.35 | £1,007 | Fixed | 5.9% APRC | £54,777 | £288,175 | 66669 | 28 | 1007 | Coventry |
| 4.69% | £850.01 | 6.74% | £1,002.81 | £1,530 | Fixed | 6.1% APRC | £55,265 | £292,837 | 69558 | 360 | 1530 | Accord Mortgages |
| 4.69% | £849.16 | 7.24% | £1,041.53 | £1,099 | Fixed | 6.3% APRC | £52,049 | £301,631 | 70510 | 42 | 1099 | Halifax |
| 4.71% | £851.73 | 6.50% | £984.59 | £999 | Fixed | 5.9% APRC | £53,400 | £287,981 | 27897 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.75% | £855.18 | 5.74% | £928.34 | £1,024 | Tracker | 5.5% APRC | £52,415 | £275,216 | 64223 | 115 | 1024 | Barclays |
| 4.89% | £867.30 | 4.89% | £867.30 | £999 | Tracker | 5.1% APRC | £53,137 | £261,289 | 55161 | 474 | 999 | Co-operative Bank |
| 6.68% | £1,029.75 | 6.68% | £1,029.75 | £124 | Tracker | 6.9% APRC | £61,649 | £308,789 | 117889 | 351 | 124 | Precise Mortgages |
| 6.68% | £1,029.75 | 6.68% | £1,029.75 | £669 | Tracker | 6.9% APRC | £62,194 | £309,334 | 306684 | 351 | 669 | TMTC-Precise |
| 7.20% | £1,079.38 | 7.20% | £1,079.38 | £1,984 | Tracker | 7.6% APRC | £66,922 | £325,973 | 39234 | 957 | 1984 | West One |
| 7.54% | £1,112.39 | 7.54% | £1,112.39 | £1,730 | Tracker | 7.9% APRC | £68,598 | £335,572 | 55670 | 1097 | 1730 | United Trust Bank |
This table is based on a residential property value of £180,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 22 Jun 2026 at 02:28 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.