| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.95% | £707.42 | 8.74% | £1,192.52 | £10,875 | Fixed | 8.7% APRC | £27,943 | £357,079 | 93778 | 172 | 10875 | CHL Mortgages |
| 3.09% | £718.36 | 6.44% | £986.01 | £10,156 | Fixed | 6.7% APRC | £27,547 | £299,685 | 26696 | 1245 | 10156 | Molo Finance |
| 3.48% | £749.33 | 7.35% | £1,066.04 | £7,512 | Fixed | 7.3% APRC | £26,918 | £318,773 | 70124 | 82 | 7512 | Nottingham |
| 3.49% | £750.13 | 8.24% | £1,149.23 | £4,795 | Fixed | 7.9% APRC | £22,798 | £339,587 | 52292 | 168 | 4795 | The Mortgage Works |
| 3.54% | £754.16 | 8.38% | £1,163.98 | £7,530 | Fixed | 8.2% APRC | £25,720 | £346,978 | 91575 | 595 | 7530 | Aldermore Bank PLC |
| 3.55% | £756.35 | 7.35% | £1,072.13 | £7,525 | Fixed | 7.4% APRC | £25,417 | £321,325 | 68088 | 245 | 7525 | Paragon Bank |
| 3.57% | £756.58 | 8.64% | £1,181.50 | £7,960 | Fixed | 8.3% APRC | £30,552 | £350,252 | 92576 | 523 | 7960 | Vida Homeloans |
| 3.57% | £756.58 | 8.64% | £1,181.50 | £8,159 | Fixed | 8.3% APRC | £30,751 | £350,451 | 259481 | 523 | 8159 | TMTC-Vida |
| 3.58% | £757.39 | 8.09% | £1,132.43 | £4,600 | Fixed | 7.6% APRC | £24,200 | £333,828 | 32488 | 123 | 4600 | BM Solutions |
| 3.59% | £758.20 | 8.74% | £1,198.19 | £8,250 | Fixed | 8.6% APRC | £26,547 | £357,247 | 91938 | 1393 | 8250 | ModaMortgages |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.95% | £707.42 | 8.74% | £1,192.52 | £10,875 | Fixed | 8.7% APRC | £27,943 | £357,079 | 93778 | 172 | 10875 | CHL Mortgages |
| 3.09% | £718.36 | 6.44% | £986.01 | £10,156 | Fixed | 6.7% APRC | £27,547 | £299,685 | 26696 | 1245 | 10156 | Molo Finance |
| 3.48% | £749.33 | 7.35% | £1,066.04 | £7,512 | Fixed | 7.3% APRC | £26,918 | £318,773 | 70124 | 82 | 7512 | Nottingham |
| 3.49% | £750.13 | 8.24% | £1,149.23 | £4,795 | Fixed | 7.9% APRC | £22,798 | £339,587 | 52292 | 168 | 4795 | The Mortgage Works |
| 3.54% | £754.16 | 8.38% | £1,163.98 | £7,530 | Fixed | 8.2% APRC | £25,720 | £346,978 | 91575 | 595 | 7530 | Aldermore Bank PLC |
| 3.55% | £756.35 | 7.35% | £1,072.13 | £7,525 | Fixed | 7.4% APRC | £25,417 | £321,325 | 68088 | 245 | 7525 | Paragon Bank |
| 3.57% | £756.58 | 8.64% | £1,181.50 | £7,960 | Fixed | 8.3% APRC | £30,552 | £350,252 | 92576 | 523 | 7960 | Vida Homeloans |
| 3.57% | £756.58 | 8.64% | £1,181.50 | £8,159 | Fixed | 8.3% APRC | £30,751 | £350,451 | 259481 | 523 | 8159 | TMTC-Vida |
| 3.58% | £757.39 | 8.09% | £1,132.43 | £4,600 | Fixed | 7.6% APRC | £24,200 | £333,828 | 32488 | 123 | 4600 | BM Solutions |
| 3.59% | £758.20 | 8.74% | £1,198.19 | £8,250 | Fixed | 8.6% APRC | £26,547 | £357,247 | 91938 | 1393 | 8250 | ModaMortgages |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.85% | £779.38 | 8.74% | £1,200.40 | £7,875 | Tracker | 8.6% APRC | £26,670 | £357,981 | 93790 | 172 | 7875 | CHL Mortgages |
| 3.99% | £790.93 | 8.24% | £1,153.47 | £4,515 | Tracker | 7.9% APRC | £23,497 | £341,493 | 78708 | 168 | 4515 | The Mortgage Works |
| 4.40% | £825.26 | 8.09% | £1,139.94 | £1,600 | Tracker | 7.6% APRC | £21,406 | £334,771 | 23698 | 123 | 1600 | BM Solutions |
| 4.56% | £838.87 | 6.74% | £1,020.92 | £2,030 | Tracker | 6.6% APRC | £22,719 | £303,231 | 9847 | 360 | 2030 | Accord Mortgages |
| 5.04% | £879.49 | 8.58% | £1,193.35 | £4,960 | Tracker | 8.5% APRC | £26,068 | £355,432 | 85088 | 1552 | 4960 | Lendco |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Aug 2026 at 02:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.