| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.39% | £664.65 | 9.49% | £1,258.26 | £15,369 | Fixed | 9.6% APRC | £31,496 | £378,775 | 1362 | 957 | 15368.9994277954 | West One |
| 2.96% | £708.20 | 9.00% | £1,217.14 | £10,875 | Fixed | 8.9% APRC | £27,962 | £363,892 | 59116 | 172 | 10875 | CHL Mortgages |
| 3.39% | £742.12 | 8.84% | £1,202.81 | £4,600 | Fixed | 8.3% APRC | £22,411 | £353,465 | 36995 | 123 | 4600 | BM Solutions |
| 3.39% | £742.12 | 8.99% | £1,218.53 | £4,800 | Fixed | 8.4% APRC | £22,701 | £358,539 | 19715 | 168 | 4800 | The Mortgage Works |
| 3.64% | £762.24 | 7.99% | £1,127.47 | £4,713 | Fixed | 7.7% APRC | £23,106 | £333,922 | 25751 | 80 | 4713 | Virgin Money |
| 3.69% | £766.31 | 7.50% | £1,084.32 | £7,970 | Fixed | 7.6% APRC | £26,401 | £325,674 | 41047 | 351 | 7970 | Precise Mortgages |
| 3.69% | £766.31 | 7.50% | £1,084.32 | £8,169 | Fixed | 7.6% APRC | £26,600 | £325,873 | 212184 | 351 | 8169 | TMTC-Precise |
| 3.79% | £774.47 | 7.50% | £1,085.09 | £8,130 | Fixed | 7.6% APRC | £26,807 | £326,292 | 16668 | 393 | 8130 | The Mortgage Lender |
| 3.79% | £774.47 | 7.50% | £1,085.09 | £8,130 | Fixed | 7.6% APRC | £26,807 | £326,292 | 201171 | 393 | 8130 | TMTC-TML |
| 3.89% | £782.67 | 7.00% | £1,040.97 | £7,895 | Fixed | 7.2% APRC | £26,704 | £314,012 | 34061 | 54 | 7895 | Kent Reliance |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.39% | £664.65 | 9.49% | £1,258.26 | £15,369 | Fixed | 9.6% APRC | £31,496 | £378,775 | 1362 | 957 | 15368.9994277954 | West One |
| 2.96% | £708.20 | 9.00% | £1,217.14 | £10,875 | Fixed | 8.9% APRC | £27,962 | £363,892 | 59116 | 172 | 10875 | CHL Mortgages |
| 3.39% | £742.12 | 8.84% | £1,202.81 | £4,600 | Fixed | 8.3% APRC | £22,411 | £353,465 | 36995 | 123 | 4600 | BM Solutions |
| 3.39% | £742.12 | 8.99% | £1,218.53 | £4,800 | Fixed | 8.4% APRC | £22,701 | £358,539 | 19715 | 168 | 4800 | The Mortgage Works |
| 3.64% | £762.24 | 7.99% | £1,127.47 | £4,713 | Fixed | 7.7% APRC | £23,106 | £333,922 | 25751 | 80 | 4713 | Virgin Money |
| 3.69% | £766.31 | 7.50% | £1,084.32 | £7,970 | Fixed | 7.6% APRC | £26,401 | £325,674 | 41047 | 351 | 7970 | Precise Mortgages |
| 3.69% | £766.31 | 7.50% | £1,084.32 | £8,169 | Fixed | 7.6% APRC | £26,600 | £325,873 | 212184 | 351 | 8169 | TMTC-Precise |
| 3.79% | £774.47 | 7.50% | £1,085.09 | £8,130 | Fixed | 7.6% APRC | £26,807 | £326,292 | 16668 | 393 | 8130 | The Mortgage Lender |
| 3.79% | £774.47 | 7.50% | £1,085.09 | £8,130 | Fixed | 7.6% APRC | £26,807 | £326,292 | 201171 | 393 | 8130 | TMTC-TML |
| 3.89% | £782.67 | 7.00% | £1,040.97 | £7,895 | Fixed | 7.2% APRC | £26,704 | £314,012 | 34061 | 54 | 7895 | Kent Reliance |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.99% | £876.01 | 7.49% | £1,091.54 | £2,030 | Tracker | 7.3% APRC | £22,894 | £323,728 | 9546 | 360 | 2030 | Accord Mortgages |
| 5.44% | £915.76 | 7.37% | £1,084.81 | £1,133 | Tracker | 7.3% APRC | £23,211 | £322,619 | 27113 | 474 | 1133 | Co-operative Bank |
| 5.60% | £930.11 | 7.99% | £1,142.40 | £1,208 | Tracker | 7.8% APRC | £23,130 | £338,220 | 28361 | 80 | 1208 | Virgin Money |
| 5.61% | £931.01 | 9.49% | £1,286.50 | £6,519 | Tracker | 9.6% APRC | £29,038 | £384,112 | 8725 | 957 | 6519 | West One |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Apr 2025 at 04:23 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.