| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.60% | £759.00 | 8.74% | £1,198.28 | £10,875 | Fixed | 8.8% APRC | £29,181 | £359,906 | 23209 | 172 | 10875 | CHL Mortgages |
| 3.66% | £763.87 | 6.44% | £990.14 | £10,156 | Fixed | 6.8% APRC | £28,639 | £301,918 | 12851 | 1245 | 10156 | Molo Finance |
| 3.72% | £768.75 | 8.64% | £1,181.67 | £7,960 | Fixed | 8.3% APRC | £30,848 | £350,238 | 115229 | 523 | 7960 | Vida Homeloans |
| 3.72% | £768.75 | 8.64% | £1,181.67 | £8,159 | Fixed | 8.3% APRC | £31,047 | £350,437 | 289174 | 523 | 8159 | TMTC-Vida |
| 3.75% | £772.65 | 7.35% | £1,073.66 | £7,525 | Fixed | 7.4% APRC | £25,809 | £322,139 | 142 | 245 | 7525 | Paragon Bank |
| 3.77% | £772.83 | 8.09% | £1,136.58 | £4,600 | Fixed | 7.7% APRC | £23,148 | £336,117 | 2171 | 123 | 4600 | BM Solutions |
| 3.79% | £774.47 | 8.24% | £1,151.79 | £4,795 | Fixed | 7.9% APRC | £23,382 | £340,899 | 89137 | 168 | 4795 | The Mortgage Works |
| 3.89% | £782.67 | 7.75% | £1,108.61 | £7,630 | Fixed | 7.8% APRC | £26,464 | £332,440 | 17832 | 724 | 7630 | Metro Bank Plc |
| 3.96% | £788.45 | 7.35% | £1,071.03 | £7,512 | Fixed | 7.4% APRC | £26,435 | £321,474 | 10055 | 82 | 7512 | Nottingham |
| 3.99% | £790.93 | 6.75% | £1,019.56 | £7,680 | Fixed | 7.0% APRC | £26,752 | £308,151 | 106730 | 393 | 7680 | The Mortgage Lender |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.60% | £759.00 | 8.74% | £1,198.28 | £10,875 | Fixed | 8.8% APRC | £29,181 | £359,906 | 23209 | 172 | 10875 | CHL Mortgages |
| 3.66% | £763.87 | 6.44% | £990.14 | £10,156 | Fixed | 6.8% APRC | £28,639 | £301,918 | 12851 | 1245 | 10156 | Molo Finance |
| 3.72% | £768.75 | 8.64% | £1,181.67 | £7,960 | Fixed | 8.3% APRC | £30,848 | £350,238 | 115229 | 523 | 7960 | Vida Homeloans |
| 3.72% | £768.75 | 8.64% | £1,181.67 | £8,159 | Fixed | 8.3% APRC | £31,047 | £350,437 | 289174 | 523 | 8159 | TMTC-Vida |
| 3.75% | £772.65 | 7.35% | £1,073.66 | £7,525 | Fixed | 7.4% APRC | £25,809 | £322,139 | 142 | 245 | 7525 | Paragon Bank |
| 3.77% | £772.83 | 8.09% | £1,136.58 | £4,600 | Fixed | 7.7% APRC | £23,148 | £336,117 | 2171 | 123 | 4600 | BM Solutions |
| 3.79% | £774.47 | 8.24% | £1,151.79 | £4,795 | Fixed | 7.9% APRC | £23,382 | £340,899 | 89137 | 168 | 4795 | The Mortgage Works |
| 3.89% | £782.67 | 7.75% | £1,108.61 | £7,630 | Fixed | 7.8% APRC | £26,464 | £332,440 | 17832 | 724 | 7630 | Metro Bank Plc |
| 3.96% | £788.45 | 7.35% | £1,071.03 | £7,512 | Fixed | 7.4% APRC | £26,435 | £321,474 | 10055 | 82 | 7512 | Nottingham |
| 3.99% | £790.93 | 6.75% | £1,019.56 | £7,680 | Fixed | 7.0% APRC | £26,752 | £308,151 | 106730 | 393 | 7680 | The Mortgage Lender |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.85% | £779.38 | 8.74% | £1,200.40 | £7,875 | Tracker | 8.6% APRC | £26,670 | £357,981 | 23562 | 172 | 7875 | CHL Mortgages |
| 3.99% | £790.93 | 8.24% | £1,153.47 | £4,515 | Tracker | 7.9% APRC | £23,497 | £341,493 | 40466 | 168 | 4515 | The Mortgage Works |
| 4.40% | £825.26 | 8.09% | £1,141.89 | £1,600 | Tracker | 7.6% APRC | £21,406 | £335,935 | 2145 | 123 | 1600 | BM Solutions |
| 4.56% | £838.87 | 6.74% | £1,020.92 | £2,030 | Tracker | 6.6% APRC | £22,719 | £303,231 | 114750 | 360 | 2030 | Accord Mortgages |
| 4.77% | £856.90 | 8.24% | £1,160.58 | £924 | Tracker | 7.9% APRC | £21,570 | £341,890 | 25970 | 115 | 924 | Barclays |
| 4.86% | £864.69 | 8.74% | £1,208.46 | £6,519 | Tracker | 8.8% APRC | £27,447 | £360,982 | 571 | 957 | 6519 | West One |
| 4.97% | £873.38 | 8.61% | £1,195.68 | £4,960 | Tracker | 8.5% APRC | £25,921 | £355,929 | 38002 | 1552 | 4960 | Lendco |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Oct 2026 at 03:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.