Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.70%	£688.13	8.74%	£1,190.20	£10,875	Fixed	8.6% APRC	£27,480	£355,975	23995	172	10875	CHL Mortgages
3.34%	£738.13	8.74%	£1,196.02	£8,430	Fixed	8.6% APRC	£26,245	£356,347	6672	1393	8430	ModaMortgages
3.42%	£744.51	8.64%	£1,178.47	£7,960	Fixed	8.2% APRC	£30,257	£348,647	30511	523	7960	Vida Homeloans
3.42%	£744.51	8.64%	£1,178.47	£8,159	Fixed	8.2% APRC	£30,456	£348,846	231625	523	8159	TMTC-Vida
3.54%	£754.16	8.09%	£1,133.31	£4,600	Fixed	7.6% APRC	£24,122	£334,356	70147	123	4600	BM Solutions
3.54%	£754.16	8.24%	£1,149.66	£4,795	Fixed	7.9% APRC	£22,895	£339,806	7092	168	4795	The Mortgage Works
3.55%	£756.35	7.35%	£1,072.13	£7,525	Fixed	7.4% APRC	£25,417	£321,325	64647	245	7525	Paragon Bank
3.59%	£758.20	7.75%	£1,106.26	£7,630	Fixed	7.7% APRC	£25,877	£331,205	103214	724	7630	Metro Bank Plc
3.59%	£758.20	8.38%	£1,164.40	£7,530	Fixed	8.3% APRC	£25,817	£347,191	36165	595	7530	Aldermore Bank PLC
3.69%	£766.31	7.35%	£1,068.83	£7,512	Fixed	7.3% APRC	£25,903	£320,295	71575	82	7512	Nottingham

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.70%	£688.13	8.74%	£1,190.20	£10,875	Fixed	8.6% APRC	£27,480	£355,975	23995	172	10875	CHL Mortgages
3.34%	£738.13	8.74%	£1,196.02	£8,430	Fixed	8.6% APRC	£26,245	£356,347	6672	1393	8430	ModaMortgages
3.42%	£744.51	8.64%	£1,178.47	£7,960	Fixed	8.2% APRC	£30,257	£348,647	30511	523	7960	Vida Homeloans
3.42%	£744.51	8.64%	£1,178.47	£8,159	Fixed	8.2% APRC	£30,456	£348,846	231625	523	8159	TMTC-Vida
3.54%	£754.16	8.09%	£1,133.31	£4,600	Fixed	7.6% APRC	£24,122	£334,356	70147	123	4600	BM Solutions
3.54%	£754.16	8.24%	£1,149.66	£4,795	Fixed	7.9% APRC	£22,895	£339,806	7092	168	4795	The Mortgage Works
3.55%	£756.35	7.35%	£1,072.13	£7,525	Fixed	7.4% APRC	£25,417	£321,325	64647	245	7525	Paragon Bank
3.59%	£758.20	7.75%	£1,106.26	£7,630	Fixed	7.7% APRC	£25,877	£331,205	103214	724	7630	Metro Bank Plc
3.59%	£758.20	8.38%	£1,164.40	£7,530	Fixed	8.3% APRC	£25,817	£347,191	36165	595	7530	Aldermore Bank PLC
3.69%	£766.31	7.35%	£1,068.83	£7,512	Fixed	7.3% APRC	£25,903	£320,295	71575	82	7512	Nottingham

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.85%	£779.38	8.74%	£1,200.40	£7,875	Tracker	8.6% APRC	£26,670	£357,981	104284	172	7875	CHL Mortgages
3.99%	£790.93	8.24%	£1,153.47	£4,515	Tracker	7.9% APRC	£23,497	£341,493	20381	168	4515	The Mortgage Works
4.39%	£824.41	6.74%	£1,019.64	£2,030	Tracker	6.6% APRC	£22,371	£302,491	66324	360	2030	Accord Mortgages
4.40%	£825.26	8.09%	£1,140.92	£1,600	Tracker	7.6% APRC	£21,406	£335,353	65786	123	1600	BM Solutions
4.55%	£838.01	8.24%	£1,158.94	£924	Tracker	7.8% APRC	£21,116	£340,984	118406	115	924	Barclays
5.04%	£879.49	8.58%	£1,193.35	£4,960	Tracker	8.5% APRC	£26,068	£355,432	16911	1552	4960	Lendco

This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 22 Jun 2026 at 02:28 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.