| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.85% | £699.67 | 8.74% | £1,191.60 | £10,875 | Fixed | 8.7% APRC | £27,757 | £356,639 | 32225 | 172 | 10875 | CHL Mortgages |
| 3.39% | £742.12 | 8.74% | £1,196.46 | £8,430 | Fixed | 8.6% APRC | £26,341 | £356,564 | 117516 | 1393 | 8430 | ModaMortgages |
| 3.47% | £748.52 | 8.64% | £1,179.01 | £7,960 | Fixed | 8.2% APRC | £30,355 | £348,913 | 21713 | 523 | 7960 | Vida Homeloans |
| 3.47% | £748.52 | 8.64% | £1,179.01 | £8,159 | Fixed | 8.2% APRC | £30,554 | £349,112 | 315396 | 523 | 8159 | TMTC-Vida |
| 3.50% | £750.94 | 6.80% | £1,016.93 | £10,008 | Fixed | 7.0% APRC | £30,229 | £307,704 | 9691 | 90 | 10008 | Principality |
| 3.59% | £758.20 | 7.75% | £1,106.26 | £7,630 | Fixed | 7.7% APRC | £25,877 | £331,205 | 103214 | 724 | 7630 | Metro Bank Plc |
| 3.59% | £758.20 | 8.24% | £1,150.09 | £4,795 | Fixed | 7.9% APRC | £22,992 | £340,025 | 115907 | 168 | 4795 | The Mortgage Works |
| 3.64% | £762.24 | 8.09% | £1,135.45 | £4,600 | Fixed | 7.7% APRC | £22,894 | £335,532 | 109695 | 123 | 4600 | BM Solutions |
| 3.75% | £772.65 | 7.35% | £1,073.66 | £7,525 | Fixed | 7.4% APRC | £25,809 | £322,139 | 9162 | 245 | 7525 | Paragon Bank |
| 3.80% | £775.28 | 6.75% | £1,018.21 | £7,870 | Fixed | 6.9% APRC | £26,502 | £307,528 | 8057 | 1559 | 7870 | Rely Mortgages |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.85% | £699.67 | 8.74% | £1,191.60 | £10,875 | Fixed | 8.7% APRC | £27,757 | £356,639 | 32225 | 172 | 10875 | CHL Mortgages |
| 3.39% | £742.12 | 8.74% | £1,196.46 | £8,430 | Fixed | 8.6% APRC | £26,341 | £356,564 | 117516 | 1393 | 8430 | ModaMortgages |
| 3.47% | £748.52 | 8.64% | £1,179.01 | £7,960 | Fixed | 8.2% APRC | £30,355 | £348,913 | 21713 | 523 | 7960 | Vida Homeloans |
| 3.47% | £748.52 | 8.64% | £1,179.01 | £8,159 | Fixed | 8.2% APRC | £30,554 | £349,112 | 315396 | 523 | 8159 | TMTC-Vida |
| 3.50% | £750.94 | 6.80% | £1,016.93 | £10,008 | Fixed | 7.0% APRC | £30,229 | £307,704 | 9691 | 90 | 10008 | Principality |
| 3.59% | £758.20 | 7.75% | £1,106.26 | £7,630 | Fixed | 7.7% APRC | £25,877 | £331,205 | 103214 | 724 | 7630 | Metro Bank Plc |
| 3.59% | £758.20 | 8.24% | £1,150.09 | £4,795 | Fixed | 7.9% APRC | £22,992 | £340,025 | 115907 | 168 | 4795 | The Mortgage Works |
| 3.64% | £762.24 | 8.09% | £1,135.45 | £4,600 | Fixed | 7.7% APRC | £22,894 | £335,532 | 109695 | 123 | 4600 | BM Solutions |
| 3.75% | £772.65 | 7.35% | £1,073.66 | £7,525 | Fixed | 7.4% APRC | £25,809 | £322,139 | 9162 | 245 | 7525 | Paragon Bank |
| 3.80% | £775.28 | 6.75% | £1,018.21 | £7,870 | Fixed | 6.9% APRC | £26,502 | £307,528 | 8057 | 1559 | 7870 | Rely Mortgages |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.85% | £779.38 | 8.74% | £1,200.40 | £7,875 | Tracker | 8.6% APRC | £26,670 | £357,981 | 104284 | 172 | 7875 | CHL Mortgages |
| 3.99% | £790.93 | 8.24% | £1,153.47 | £4,515 | Tracker | 7.9% APRC | £23,497 | £341,493 | 18212 | 168 | 4515 | The Mortgage Works |
| 4.39% | £824.41 | 6.74% | £1,019.64 | £2,030 | Tracker | 6.6% APRC | £22,371 | £302,491 | 21329 | 360 | 2030 | Accord Mortgages |
| 4.40% | £825.26 | 8.09% | £1,141.89 | £1,600 | Tracker | 7.6% APRC | £21,406 | £335,935 | 109639 | 123 | 1600 | BM Solutions |
| 4.55% | £838.01 | 8.24% | £1,157.00 | £924 | Tracker | 7.8% APRC | £21,116 | £339,810 | 118406 | 115 | 924 | Barclays |
| 4.84% | £862.10 | 8.38% | £1,173.00 | £4,960 | Tracker | 8.3% APRC | £25,650 | £349,398 | 16911 | 1552 | 4960 | Lendco |
| 4.85% | £863.83 | 7.49% | £1,089.84 | £1,020 | Tracker | 7.2% APRC | £22,210 | £321,969 | 28799 | 80 | 1020 | Virgin Money |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 Apr 2026 at 02:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.