| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.20% | £650.49 | 8.99% | £1,208.87 | £10,875 | Fixed | 8.7% APRC | £26,577 | £360,225 | 29569 | 172 | 10875 | CHL Mortgages |
| 2.70% | £688.13 | 8.34% | £1,148.04 | £4,600 | Fixed | 7.7% APRC | £22,529 | £336,594 | 56313 | 123 | 4600 | BM Solutions |
| 2.71% | £688.90 | 8.49% | £1,161.91 | £4,795 | Fixed | 7.8% APRC | £22,742 | £340,597 | 1568 | 168 | 4795 | The Mortgage Works |
| 2.77% | £693.50 | 8.89% | £1,196.00 | £7,975 | Fixed | 8.3% APRC | £29,057 | £352,398 | 15252 | 523 | 7975 | Vida Homeloans |
| 2.77% | £693.50 | 8.89% | £1,196.00 | £8,174 | Fixed | 8.3% APRC | £29,256 | £352,597 | 233720 | 523 | 8174 | TMTC-Vida |
| 2.87% | £701.22 | 7.49% | £1,072.98 | £4,525 | Fixed | 7.0% APRC | £23,577 | £316,480 | 27110 | 80 | 4525 | Virgin Money |
| 2.99% | £710.54 | 8.99% | £1,216.47 | £8,430 | Fixed | 8.7% APRC | £25,583 | £361,329 | 13070 | 1393 | 8430 | ModaMortgages |
| 3.09% | £718.36 | 8.58% | £1,178.77 | £7,530 | Fixed | 8.3% APRC | £24,861 | £350,201 | 6901 | 595 | 7530 | Aldermore Bank PLC |
| 3.14% | £723.53 | 7.35% | £1,068.92 | £7,525 | Fixed | 7.3% APRC | £24,630 | £319,652 | 2195 | 245 | 7525 | Paragon Bank |
| 3.22% | £728.60 | 7.00% | £1,035.95 | £7,870 | Fixed | 7.0% APRC | £25,381 | £311,304 | 15592 | 1559 | 7870 | Rely Mortgages |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.20% | £650.49 | 8.99% | £1,208.87 | £10,875 | Fixed | 8.7% APRC | £26,577 | £360,225 | 29569 | 172 | 10875 | CHL Mortgages |
| 2.70% | £688.13 | 8.34% | £1,148.04 | £4,600 | Fixed | 7.7% APRC | £22,529 | £336,594 | 56313 | 123 | 4600 | BM Solutions |
| 2.71% | £688.90 | 8.49% | £1,161.91 | £4,795 | Fixed | 7.8% APRC | £22,742 | £340,597 | 1568 | 168 | 4795 | The Mortgage Works |
| 2.77% | £693.50 | 8.89% | £1,196.00 | £7,975 | Fixed | 8.3% APRC | £29,057 | £352,398 | 15252 | 523 | 7975 | Vida Homeloans |
| 2.77% | £693.50 | 8.89% | £1,196.00 | £8,174 | Fixed | 8.3% APRC | £29,256 | £352,597 | 233720 | 523 | 8174 | TMTC-Vida |
| 2.87% | £701.22 | 7.49% | £1,072.98 | £4,525 | Fixed | 7.0% APRC | £23,577 | £316,480 | 27110 | 80 | 4525 | Virgin Money |
| 2.99% | £710.54 | 8.99% | £1,216.47 | £8,430 | Fixed | 8.7% APRC | £25,583 | £361,329 | 13070 | 1393 | 8430 | ModaMortgages |
| 3.09% | £718.36 | 8.58% | £1,178.77 | £7,530 | Fixed | 8.3% APRC | £24,861 | £350,201 | 6901 | 595 | 7530 | Aldermore Bank PLC |
| 3.14% | £723.53 | 7.35% | £1,068.92 | £7,525 | Fixed | 7.3% APRC | £24,630 | £319,652 | 2195 | 245 | 7525 | Paragon Bank |
| 3.22% | £728.60 | 7.00% | £1,035.95 | £7,870 | Fixed | 7.0% APRC | £25,381 | £311,304 | 15592 | 1559 | 7870 | Rely Mortgages |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £820.18 | 8.49% | £1,177.45 | £4,515 | Tracker | 8.2% APRC | £24,915 | £348,104 | 2785 | 168 | 4515 | The Mortgage Works |
| 4.59% | £841.43 | 6.99% | £1,043.15 | £2,030 | Tracker | 6.8% APRC | £22,781 | £309,369 | 28154 | 360 | 2030 | Accord Mortgages |
| 4.99% | £876.01 | 4.99% | £876.01 | £1,133 | Tracker | 5.2% APRC | £22,257 | £264,036 | 12726 | 474 | 1133 | Co-operative Bank |
| 5.10% | £885.65 | 7.49% | £1,091.74 | £1,020 | Tracker | 7.3% APRC | £22,734 | £323,077 | 26632 | 80 | 1020 | Virgin Money |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Dec 2025 at 04:59 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.