| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.20% | £650.49 | 8.74% | £1,185.42 | £10,875 | Fixed | 8.5% APRC | £26,577 | £353,753 | 72586 | 172 | 10875 | CHL Mortgages |
| 2.61% | £681.26 | 8.09% | £1,122.77 | £4,600 | Fixed | 7.4% APRC | £22,363 | £329,069 | 26555 | 123 | 4600 | BM Solutions |
| 2.63% | £682.79 | 8.24% | £1,141.44 | £4,795 | Fixed | 7.7% APRC | £21,182 | £335,761 | 9351 | 168 | 4795 | The Mortgage Works |
| 2.67% | £685.84 | 8.64% | £1,170.09 | £7,975 | Fixed | 8.0% APRC | £28,870 | £344,669 | 36089 | 523 | 7975 | Vida Homeloans |
| 2.67% | £685.84 | 8.64% | £1,170.09 | £8,174 | Fixed | 8.0% APRC | £29,069 | £344,868 | 230247 | 523 | 8174 | TMTC-Vida |
| 2.79% | £695.04 | 7.49% | £1,072.23 | £4,525 | Fixed | 7.0% APRC | £23,427 | £316,109 | 8409 | 80 | 4525 | Virgin Money |
| 2.79% | £695.04 | 8.74% | £1,191.04 | £8,430 | Fixed | 8.4% APRC | £25,211 | £353,938 | 28810 | 1393 | 8430 | ModaMortgages |
| 2.99% | £710.54 | 7.75% | £1,101.36 | £8,025 | Fixed | 7.6% APRC | £25,128 | £329,103 | 72043 | 724 | 8025 | Metro Bank Plc |
| 3.04% | £714.44 | 8.38% | £1,159.68 | £7,530 | Fixed | 8.1% APRC | £24,767 | £344,838 | 4408 | 595 | 7530 | Aldermore Bank PLC |
| 3.14% | £723.53 | 7.35% | £1,068.92 | £7,525 | Fixed | 7.3% APRC | £24,630 | £319,652 | 2195 | 245 | 7525 | Paragon Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.20% | £650.49 | 8.74% | £1,185.42 | £10,875 | Fixed | 8.5% APRC | £26,577 | £353,753 | 72586 | 172 | 10875 | CHL Mortgages |
| 2.61% | £681.26 | 8.09% | £1,122.77 | £4,600 | Fixed | 7.4% APRC | £22,363 | £329,069 | 26555 | 123 | 4600 | BM Solutions |
| 2.63% | £682.79 | 8.24% | £1,141.44 | £4,795 | Fixed | 7.7% APRC | £21,182 | £335,761 | 9351 | 168 | 4795 | The Mortgage Works |
| 2.67% | £685.84 | 8.64% | £1,170.09 | £7,975 | Fixed | 8.0% APRC | £28,870 | £344,669 | 36089 | 523 | 7975 | Vida Homeloans |
| 2.67% | £685.84 | 8.64% | £1,170.09 | £8,174 | Fixed | 8.0% APRC | £29,069 | £344,868 | 230247 | 523 | 8174 | TMTC-Vida |
| 2.79% | £695.04 | 7.49% | £1,072.23 | £4,525 | Fixed | 7.0% APRC | £23,427 | £316,109 | 8409 | 80 | 4525 | Virgin Money |
| 2.79% | £695.04 | 8.74% | £1,191.04 | £8,430 | Fixed | 8.4% APRC | £25,211 | £353,938 | 28810 | 1393 | 8430 | ModaMortgages |
| 2.99% | £710.54 | 7.75% | £1,101.36 | £8,025 | Fixed | 7.6% APRC | £25,128 | £329,103 | 72043 | 724 | 8025 | Metro Bank Plc |
| 3.04% | £714.44 | 8.38% | £1,159.68 | £7,530 | Fixed | 8.1% APRC | £24,767 | £344,838 | 4408 | 595 | 7530 | Aldermore Bank PLC |
| 3.14% | £723.53 | 7.35% | £1,068.92 | £7,525 | Fixed | 7.3% APRC | £24,630 | £319,652 | 2195 | 245 | 7525 | Paragon Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.85% | £779.38 | 8.74% | £1,200.40 | £7,875 | Tracker | 8.6% APRC | £26,670 | £357,981 | 72585 | 172 | 7875 | CHL Mortgages |
| 3.99% | £790.93 | 8.24% | £1,153.47 | £4,515 | Tracker | 7.9% APRC | £23,497 | £341,493 | 27067 | 168 | 4515 | The Mortgage Works |
| 4.34% | £820.18 | 6.74% | £1,019.26 | £2,030 | Tracker | 6.5% APRC | £22,270 | £302,273 | 71557 | 360 | 2030 | Accord Mortgages |
| 4.40% | £825.26 | 8.09% | £1,139.94 | £1,600 | Tracker | 7.6% APRC | £21,406 | £334,771 | 52939 | 123 | 1600 | BM Solutions |
| 4.74% | £854.31 | 4.74% | £854.31 | £1,133 | Tracker | 4.9% APRC | £21,736 | £257,526 | 12726 | 474 | 1133 | Co-operative Bank |
| 4.85% | £863.83 | 7.49% | £1,089.84 | £1,020 | Tracker | 7.2% APRC | £22,210 | £321,969 | 7835 | 80 | 1020 | Virgin Money |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Feb 2026 at 02:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.