Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.89%	£782.67	8.99%	£1,221.66	£4,800	Fixed	8.5% APRC	£23,674	£359,974	26585	168	4800	The Mortgage Works
4.05%	£795.90	10.24%	£1,347.44	£10,970	Fixed	10.2% APRC	£30,162	£402,055	20516	957	10970	West One
4.22%	£810.09	9.69%	£1,291.86	£4,713	Fixed	9.2% APRC	£24,254	£379,844	54463	80	4713	Virgin Money
4.24%	£811.77	9.59%	£1,279.39	£4,600	Fixed	9.0% APRC	£25,512	£375,324	52440	123	4600	BM Solutions
4.54%	£837.16	8.12%	£1,109.94	£2,254	Fixed	6.9% APRC	£27,675	£317,651	6889	474	2254	Co-operative Bank
4.54%	£837.16	8.24%	£1,119.74	£1,025	Fixed	6.8% APRC	£27,204	£319,144	52374	207	1025	NatWest Intermediary
4.62%	£844.00	9.74%	£1,250.18	£1,535	Fixed	7.8% APRC	£27,604	£351,892	30550	115	1535	Barclays
4.69%	£850.01	7.50%	£1,062.73	£1,749	Fixed	6.5% APRC	£29,543	£307,392	46325	1	1749	Santander
4.69%	£850.01	9.25%	£1,210.81	£7,630	Fixed	8.0% APRC	£32,382	£349,275	32058	724	7630	Metro Bank Plc
4.69%	£850.01	9.73%	£1,252.24	£10,530	Fixed	8.5% APRC	£36,038	£362,158	25883	595	10530	Aldermore Bank PLC

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.89%	£782.67	8.99%	£1,221.66	£4,800	Fixed	8.5% APRC	£23,674	£359,974	26585	168	4800	The Mortgage Works
4.05%	£795.90	10.24%	£1,347.44	£10,970	Fixed	10.2% APRC	£30,162	£402,055	20516	957	10970	West One
4.22%	£810.09	9.69%	£1,291.86	£4,713	Fixed	9.2% APRC	£24,254	£379,844	54463	80	4713	Virgin Money
4.24%	£811.77	9.59%	£1,279.39	£4,600	Fixed	9.0% APRC	£25,512	£375,324	52440	123	4600	BM Solutions
4.54%	£837.16	8.12%	£1,109.94	£2,254	Fixed	6.9% APRC	£27,675	£317,651	6889	474	2254	Co-operative Bank
4.54%	£837.16	8.24%	£1,119.74	£1,025	Fixed	6.8% APRC	£27,204	£319,144	52374	207	1025	NatWest Intermediary
4.62%	£844.00	9.74%	£1,250.18	£1,535	Fixed	7.8% APRC	£27,604	£351,892	30550	115	1535	Barclays
4.69%	£850.01	7.50%	£1,062.73	£1,749	Fixed	6.5% APRC	£29,543	£307,392	46325	1	1749	Santander
4.69%	£850.01	9.25%	£1,210.81	£7,630	Fixed	8.0% APRC	£32,382	£349,275	32058	724	7630	Metro Bank Plc
4.69%	£850.01	9.73%	£1,252.24	£10,530	Fixed	8.5% APRC	£36,038	£362,158	25883	595	10530	Aldermore Bank PLC

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
6.09%	£974.72	8.24%	£1,168.05	£2,030	Tracker	8.2% APRC	£26,236	£347,315	53840	360	2030	Accord Mortgages
6.19%	£983.95	8.12%	£1,158.94	£1,254	Tracker	8.1% APRC	£24,969	£344,836	9761	474	1254	Co-operative Bank
6.25%	£989.50	9.74%	£1,315.72	£1,535	Tracker	9.5% APRC	£25,363	£388,502	30524	115	1535	Barclays
6.35%	£998.80	9.69%	£1,309.83	£1,208	Tracker	9.4% APRC	£24,778	£385,669	40049	80	1208	Virgin Money

This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 02 May 2024 at 04:15 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.