LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.17%£1,208.856.24%£999£30,0116.0%
Tracker4.18%£1,208.967.24%£1,499£30,5146.8%
Tracker4.23%£1,216.396.49%£1,014£29,7076.3%
Tracker4.24%£1,217.655.74%£1,024£30,3285.6%
Tracker4.24%£1,217.656.50%£999£30,1986.3%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.65%£1,269.866.94%£1,510£31,8826.7%
Fixed4.77%£1,285.355.74%£1,024£36,2565.7%
Fixed4.78%£1,286.656.24%£999£31,8796.1%
Fixed4.79%£1,287.956.74%£1,025£33,5506.5%
Fixed4.80%£1,289.246.50%£999£34,3186.2%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.17%£1,208.856.24%£999£30,0116.0%
Tracker4.18%£1,208.967.24%£1,499£30,5146.8%
Tracker4.23%£1,216.396.49%£1,014£29,7076.3%
Tracker4.24%£1,217.655.74%£1,024£30,3285.6%
Tracker4.24%£1,217.656.50%£999£30,1986.3%

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 03 Aug 2026 at 02:56 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.