LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.18%£1,208.967.24%£1,499£30,5146.8%
Tracker4.20%£1,212.625.74%£1,024£30,2075.6%
Tracker4.23%£1,216.396.49%£1,014£29,7076.3%
Tracker4.24%£1,217.656.74%£1,025£30,4356.4%
Tracker4.32%£1,227.756.24%£999£30,4656.1%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.75%£1,282.765.74%£1,024£36,1935.7%
Fixed4.94%£1,307.476.94%£1,510£37,3926.8%
Fixed4.95%£1,308.786.24%£999£32,4106.2%
Fixed5.01%£1,316.647.99%£1,010£32,6097.7%
Fixed5.04%£1,320.586.62%£999£34,9486.5%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.18%£1,208.967.24%£1,499£30,5146.8%
Tracker4.20%£1,212.625.74%£1,024£30,2075.6%
Tracker4.23%£1,216.396.49%£1,014£29,7076.3%
Tracker4.24%£1,217.656.74%£1,025£30,4356.4%
Tracker4.32%£1,227.756.24%£999£30,4656.1%

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Sep 2026 at 03:02 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.