| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.75% | £1,156.80 | 6.24% | £999 | £30,686 | 5.9% | 57946 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.78% | £1,160.47 | 5.74% | £1,024 | £28,955 | 5.5% | 16579 | 115 | 1024 | Barclays |
| Fixed | 3.79% | £1,161.70 | 6.50% | £999 | £28,855 | 6.1% | 66743 | 1 | 999 | Santander |
| Fixed | 3.79% | £1,161.70 | 7.24% | £1,495 | £32,582 | 6.7% | 52904 | 313 | 1495 | TSB Bank |
| Fixed | 3.81% | £1,164.16 | 6.74% | £1,025 | £28,965 | 6.3% | 21838 | 207 | 1025 | NatWest |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.75% | £1,156.80 | 6.24% | £999 | £30,686 | 5.9% | 57946 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.78% | £1,160.47 | 5.74% | £1,024 | £28,955 | 5.5% | 16579 | 115 | 1024 | Barclays |
| Fixed | 3.79% | £1,161.70 | 6.50% | £999 | £28,855 | 6.1% | 66743 | 1 | 999 | Santander |
| Fixed | 3.79% | £1,161.70 | 7.24% | £1,495 | £32,582 | 6.7% | 52904 | 313 | 1495 | TSB Bank |
| Fixed | 3.81% | £1,164.16 | 6.74% | £1,025 | £28,965 | 6.3% | 21838 | 207 | 1025 | NatWest |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 3.98% | £1,184.04 | 7.24% | £1,499 | £29,916 | 6.8% | 63458 | 42 | 1499 | Halifax |
| Tracker | 4.04% | £1,192.61 | 6.24% | £999 | £29,622 | 6.0% | 29076 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.04% | £1,192.61 | 6.49% | £999 | £29,721 | 6.3% | 30540 | 80 | 999 | Virgin Money |
| Tracker | 4.04% | £1,192.61 | 6.49% | £1,014 | £29,137 | 6.2% | 51141 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.11% | £1,201.34 | 5.74% | £1,024 | £29,936 | 5.6% | 64269 | 115 | 1024 | Barclays |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 03 Feb 2026 at 02:39 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.