| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.89% | £1,174.01 | 7.49% | £1,495 | £32,880 | 6.9% | 33249 | 313 | 1495 | TSB Bank |
| Fixed | 3.90% | £1,175.24 | 7.99% | £1,249 | £29,455 | 7.5% | 22144 | 71 | 1249 | Monmouthshire |
| Fixed | 3.93% | £1,178.95 | 6.49% | £999 | £31,220 | 6.1% | 35813 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.95% | £1,181.43 | 5.99% | £1,024 | £38,019 | 5.3% | 10660 | 115 | 1024 | Barclays |
| Fixed | 3.99% | £1,186.39 | 6.74% | £1,020 | £29,592 | 6.5% | 19768 | 80 | 1020 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.89% | £1,174.01 | 7.49% | £1,495 | £32,880 | 6.9% | 33249 | 313 | 1495 | TSB Bank |
| Fixed | 3.90% | £1,175.24 | 7.99% | £1,249 | £29,455 | 7.5% | 22144 | 71 | 1249 | Monmouthshire |
| Fixed | 3.93% | £1,178.95 | 6.49% | £999 | £31,220 | 6.1% | 35813 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.95% | £1,181.43 | 5.99% | £1,024 | £38,019 | 5.3% | 10660 | 115 | 1024 | Barclays |
| Fixed | 3.99% | £1,186.39 | 6.74% | £1,020 | £29,592 | 6.5% | 19768 | 80 | 1020 | Virgin Money |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.23% | £1,215.23 | 7.49% | £1,499 | £30,665 | 7.0% | 65133 | 42 | 1499 | Halifax |
| Tracker | 4.29% | £1,223.96 | 6.49% | £999 | £30,024 | 6.3% | 21218 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.29% | £1,223.96 | 6.74% | £1,014 | £29,889 | 6.5% | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.36% | £1,232.81 | 5.99% | £1,024 | £30,691 | 5.9% | 64269 | 115 | 1024 | Barclays |
| Tracker | 4.42% | £1,240.43 | 6.74% | £995 | £30,864 | 6.6% | 61176 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 30 Aug 2025 at 05:30 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.