LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed3.76%£1,158.026.49%£999£28,7916.1%
Fixed3.79%£1,161.706.75%£999£31,2436.3%
Fixed3.79%£1,161.707.49%£1,495£29,3767.0%
Fixed3.80%£1,162.936.74%£1,014£28,4246.4%
Fixed3.82%£1,165.395.99%£1,024£29,0735.8%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed3.76%£1,158.026.49%£999£28,7916.1%
Fixed3.79%£1,161.706.75%£999£31,2436.3%
Fixed3.79%£1,161.707.49%£1,495£29,3767.0%
Fixed3.80%£1,162.936.74%£1,014£28,4246.4%
Fixed3.82%£1,165.395.99%£1,024£29,0735.8%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.23%£1,215.237.49%£1,499£30,6657.0%
Tracker4.29%£1,223.966.49%£999£30,3746.3%
Tracker4.29%£1,223.966.74%£999£30,4736.5%
Tracker4.29%£1,223.966.74%£1,014£29,8896.5%
Tracker4.36%£1,232.815.99%£1,024£30,6915.9%

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 Dec 2025 at 05:25 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.