| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.08% | £1,196.46 | 7.24% | £1,499 | £30,214 | 6.9% | 108963 | 42 | 1499 | Halifax |
| Tracker | 4.11% | £1,201.34 | 5.74% | £1,024 | £29,936 | 5.6% | 64269 | 115 | 1024 | Barclays |
| Tracker | 4.24% | £1,217.65 | 6.49% | £1,014 | £29,738 | 6.3% | 30382 | 75 | 1014 | Nationwide B.Soc |
| Variable | 4.24% | £1,217.65 | 7.24% | £999 | £30,323 | 6.6% | 104924 | 190 | 999 | Bath Inv. + B.Soc. |
| Variable | 4.34% | £1,230.28 | 6.89% | £1,060 | £30,462 | 6.6% | 31000 | 50 | 1060 | Hinckley + Rugby BS |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.74% | £1,281.47 | 6.94% | £1,510 | £36,763 | 6.7% | 9694 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.75% | £1,282.76 | 6.24% | £999 | £37,594 | 5.8% | 36962 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.84% | £1,294.44 | 7.24% | £1,495 | £35,791 | 7.0% | 30014 | 313 | 1495 | TSB Bank |
| Fixed | 4.87% | £1,298.34 | 6.74% | £1,025 | £31,835 | 6.6% | 20030 | 207 | 1025 | NatWest |
| Fixed | 4.89% | £1,300.95 | 6.49% | £1,014 | £38,197 | 6.0% | 20396 | 75 | 1014 | Nationwide B.Soc |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.08% | £1,196.46 | 7.24% | £1,499 | £30,214 | 6.9% | 108963 | 42 | 1499 | Halifax |
| Tracker | 4.11% | £1,201.34 | 5.74% | £1,024 | £29,936 | 5.6% | 64269 | 115 | 1024 | Barclays |
| Tracker | 4.24% | £1,217.65 | 6.49% | £1,014 | £29,738 | 6.3% | 30382 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.44% | £1,242.97 | 6.49% | £999 | £30,929 | 6.4% | 29216 | 80 | 999 | Virgin Money |
| Tracker | 4.49% | £1,249.35 | 6.24% | £999 | £30,983 | 6.1% | 99953 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 May 2026 at 02:33 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.