LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed3.94%£1,180.196.74%£999£37,0275.7%
Fixed3.98%£1,185.156.75%£999£40,3705.7%
Fixed4.03%£1,191.366.99%£1,014£35,5305.9%
Fixed4.03%£1,190.247.74%£999£38,1306.3%
Fixed4.04%£1,192.617.99%£1,534£33,3127.2%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed3.94%£1,180.196.74%£999£37,0275.7%
Fixed3.98%£1,185.156.75%£999£40,3705.7%
Fixed4.03%£1,191.366.99%£1,014£35,5305.9%
Fixed4.03%£1,190.247.74%£999£38,1306.3%
Fixed4.04%£1,192.617.99%£1,534£33,3127.2%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.48%£1,246.857.74%£1,499£31,4237.3%
Tracker4.54%£1,255.746.74%£999£30,6376.5%
Tracker4.54%£1,255.746.99%£1,014£30,6526.8%
Tracker4.61%£1,264.716.24%£1,034£31,4676.1%
Tracker4.67%£1,272.437.24%£995£31,6327.0%

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 May 2025 at 05:51 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.