LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Variable4.29%£1,482.356.40%£850£39,1246.0%
Fixed4.44%£1,505.387.24%£1,020£47,6506.2%
Fixed4.47%£1,508.537.99%£999£47,3586.6%
Fixed4.48%£1,511.557.49%£1,530£48,3026.4%
Fixed4.49%£1,513.106.74%£999£44,3375.9%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.44%£1,505.387.24%£1,020£47,6506.2%
Fixed4.47%£1,508.537.99%£999£47,3586.6%
Fixed4.48%£1,511.557.49%£1,530£48,3026.4%
Fixed4.49%£1,513.106.74%£999£44,3375.9%
Fixed4.49%£1,513.107.49%£1,525£48,8956.4%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.91%£1,577.167.99%£1,499£39,3517.6%
Tracker5.04%£1,599.366.74%£999£38,8846.6%
Tracker5.04%£1,599.367.24%£1,014£38,8997.1%
Tracker5.14%£1,615.316.79%£1,515£40,3376.6%
Tracker5.14%£1,615.317.24%£995£39,8617.1%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £272,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 29 Mar 2025 at 04:55 hours
Disclaimer: The figure provided is for illustrative purposes only and does not qualify as advice. For an accurate quote based on your situation and circumstances please contact Prism Global Services Ltd