LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Variable4.19%£1,467.106.30%£850£38,7575.9%
Fixed4.25%£1,474.827.74%£1,999£47,7846.4%
Fixed4.28%£1,480.826.99%£1,014£43,8476.0%
Fixed4.29%£1,482.356.74%£999£45,9285.8%
Fixed4.29%£1,482.356.75%£999£44,5945.9%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.25%£1,474.827.74%£1,999£47,7846.4%
Fixed4.28%£1,480.826.99%£1,014£43,8476.0%
Fixed4.29%£1,482.356.74%£999£45,9285.8%
Fixed4.29%£1,482.356.75%£999£44,5945.9%
Fixed4.29%£1,482.357.24%£1,025£47,6426.1%

LenderTypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.66%£1,537.977.74%£1,499£38,4107.3%
Tracker4.79%£1,559.856.74%£999£37,9356.6%
Tracker4.79%£1,559.856.99%£1,014£37,9506.8%
Tracker4.89%£1,575.596.54%£1,515£39,3846.3%
Tracker4.89%£1,575.597.24%£995£38,9087.1%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £272,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 May 2025 at 06:07 hours
Disclaimer: The figure provided is for illustrative purposes only and does not qualify as advice. For an accurate quote based on your situation and circumstances please contact Prism Global Services Ltd