| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.88% | £912.16 | 7.24% | £1,238.35 | £1,019 | Fixed | 6.8% APRC | £23,071 | 19136 | 1018 | 1019 | Cumberland BS |
| 3.89% | £913.12 | 7.49% | £1,263.53 | £1,495 | Fixed | 7.0% APRC | £23,410 | 20116 | 313 | 1495 | TSB Bank |
| 3.90% | £914.08 | 6.99% | £1,210.68 | £1,025 | Fixed | 6.6% APRC | £23,861 | 64612 | 207 | 1025 | NatWest |
| 3.91% | £915.04 | 5.99% | £1,110.78 | £1,024 | Fixed | 5.8% APRC | £23,065 | 12600 | 115 | 1024 | Barclays |
| 3.91% | £915.04 | 6.75% | £1,186.25 | £999 | Fixed | 6.4% APRC | £24,849 | 20039 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.88% | £912.16 | 7.24% | £1,238.35 | £1,019 | Fixed | 6.8% APRC | £23,071 | 19136 | 1018 | 1019 | Cumberland BS |
| 3.89% | £913.12 | 7.49% | £1,263.53 | £1,495 | Fixed | 7.0% APRC | £23,410 | 20116 | 313 | 1495 | TSB Bank |
| 3.90% | £914.08 | 6.99% | £1,210.68 | £1,025 | Fixed | 6.6% APRC | £23,861 | 64612 | 207 | 1025 | NatWest |
| 3.91% | £915.04 | 5.99% | £1,110.78 | £1,024 | Fixed | 5.8% APRC | £23,065 | 12600 | 115 | 1024 | Barclays |
| 3.91% | £915.04 | 6.75% | £1,186.25 | £999 | Fixed | 6.4% APRC | £24,849 | 20039 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.11% | £933.49 | 7.49% | £1,264.23 | £1,499 | Tracker | 7.1% APRC | £23,903 | 61035 | 42 | 1499 | Halifax |
| 4.19% | £942.17 | 6.74% | £1,190.08 | £1,014 | Tracker | 6.5% APRC | £23,126 | 26745 | 75 | 1014 | Nationwide B.Soc |
| 4.21% | £944.13 | 5.99% | £1,114.29 | £1,024 | Tracker | 5.9% APRC | £23,763 | 64265 | 115 | 1024 | Barclays |
| 4.24% | £947.06 | 6.49% | £1,164.89 | £999 | Tracker | 6.3% APRC | £23,378 | 21185 | 344 | 999 | HSBC Intermediary |
| 4.25% | £948.04 | 6.75% | £1,191.59 | £999 | Tracker | 6.5% APRC | £23,727 | 25583 | 1 | 999 | Santander |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £175,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Oct 2025 at 05:51 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.