| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.92% | £916.00 | 6.50% | £1,161.82 | £999 | Fixed | 6.2% APRC | £23,208 | 47907 | 1 | 999 | Santander |
| 3.94% | £917.93 | 6.49% | £1,165.02 | £999 | Tracker | 6.3% APRC | £23,128 | 9106 | 80 | 999 | Virgin Money |
| 3.94% | £917.93 | 6.49% | £1,162.51 | £1,014 | Tracker | 6.2% APRC | £22,544 | 51138 | 75 | 1014 | Nationwide B.Soc |
| 3.96% | £919.00 | 7.24% | £1,235.70 | £1,499 | Tracker | 6.8% APRC | £23,555 | 12680 | 42 | 1499 | Halifax |
| 3.99% | £922.75 | 6.00% | £1,106.49 | £850 | Variable | 5.6% APRC | £24,761 | 2768 | 76 | 850 | Newbury |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.92% | £916.00 | 6.50% | £1,161.82 | £999 | Fixed | 6.2% APRC | £23,208 | 47907 | 1 | 999 | Santander |
| 4.00% | £923.71 | 6.94% | £1,206.49 | £1,510 | Fixed | 6.6% APRC | £27,204 | 46896 | 628 | 1510 | Bank of Ireland |
| 4.01% | £924.68 | 6.74% | £1,186.98 | £1,025 | Fixed | 6.4% APRC | £23,217 | 77566 | 207 | 1025 | NatWest |
| 4.09% | £932.43 | 6.49% | £1,163.71 | £1,014 | Fixed | 6.3% APRC | £22,892 | 17139 | 75 | 1014 | Nationwide B.Soc |
| 4.09% | £932.43 | 6.49% | £1,166.32 | £1,024 | Fixed | 6.3% APRC | £23,501 | 80841 | 80 | 1024 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.94% | £917.93 | 6.49% | £1,165.02 | £999 | Tracker | 6.3% APRC | £23,128 | 9106 | 80 | 999 | Virgin Money |
| 3.94% | £917.93 | 6.49% | £1,162.51 | £1,014 | Tracker | 6.2% APRC | £22,544 | 51138 | 75 | 1014 | Nationwide B.Soc |
| 3.96% | £919.00 | 7.24% | £1,235.70 | £1,499 | Tracker | 6.8% APRC | £23,555 | 12680 | 42 | 1499 | Halifax |
| 3.99% | £922.75 | 6.24% | £1,137.64 | £999 | Tracker | 6.0% APRC | £23,145 | 28945 | 344 | 999 | HSBC Intermediary |
| 4.01% | £924.68 | 5.74% | £1,088.04 | £1,024 | Tracker | 5.6% APRC | £23,296 | 37289 | 115 | 1024 | Barclays |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £175,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Mar 2026 at 02:43 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.