Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.66%£891.186.99%£1,208.38£1,025Fixed6.5% APRC£23,659
3.68%£893.086.49%£1,158.69£999Fixed6.1% APRC£22,433
3.69%£894.026.75%£1,184.19£999Fixed6.3% APRC£24,342
3.70%£894.975.99%£1,108.33£1,024Fixed5.7% APRC£25,907
3.70%£894.976.74%£1,186.05£1,014Fixed6.4% APRC£21,993

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.66%£891.186.99%£1,208.38£1,025Fixed6.5% APRC£23,659
3.68%£893.086.49%£1,158.69£999Fixed6.1% APRC£22,433
3.69%£894.026.75%£1,184.19£999Fixed6.3% APRC£24,342
3.70%£894.975.99%£1,108.33£1,024Fixed5.7% APRC£25,907
3.70%£894.976.74%£1,186.05£1,014Fixed6.4% APRC£21,993

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.11%£933.497.49%£1,263.19£1,499Tracker7.0% APRC£23,903
4.19%£942.176.74%£1,191.75£999Tracker6.5% APRC£23,710
4.19%£942.176.74%£1,190.08£1,014Tracker6.5% APRC£23,126
4.21%£944.135.99%£1,114.29£1,024Tracker5.9% APRC£23,763
4.24%£947.066.49%£1,164.89£999Tracker6.3% APRC£23,728

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £175,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Dec 2025 at 05:26 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.