Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.88%£912.167.24%£1,237.32£1,525Fixed6.8% APRC£23,417
3.89%£913.126.74%£1,186.78£999Fixed6.4% APRC£22,914
3.90%£914.086.24%£1,135.54£1,034Fixed6.0% APRC£23,052
3.92%£915.156.24%£1,127.51£1,029Fixed5.8% APRC£24,657
3.94%£917.936.75%£1,187.38£999Fixed6.4% APRC£23,004

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.88%£912.167.24%£1,237.32£1,525Fixed6.8% APRC£23,417
3.89%£913.126.74%£1,186.78£999Fixed6.4% APRC£22,914
3.90%£914.086.24%£1,135.54£1,034Fixed6.0% APRC£23,052
3.92%£915.156.24%£1,127.51£1,029Fixed5.8% APRC£24,657
3.94%£917.936.75%£1,187.38£999Fixed6.4% APRC£23,004

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.36%£957.927.74%£1,292.98£1,499Tracker7.3% APRC£24,489
4.44%£966.766.99%£1,217.94£1,014Tracker6.7% APRC£23,716
4.46%£968.746.24%£1,141.23£1,034Tracker6.1% APRC£24,364
4.49%£971.716.74%£1,192.45£999Tracker6.5% APRC£23,820
4.50%£972.716.75%£1,193.56£999Tracker6.6% APRC£24,569

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £175,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Jul 2025 at 06:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.