| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Variable | 3.99% | £1,285.26 | 6.00% | £850 | £34,115 | 5.6% | 2768 | 76 | 850 | Newbury |
| Variable | 4.04% | £1,292.10 | 7.99% | £1,019 | £31,879 | 7.5% | 5191 | 198 | 1019 | Furness B.Soc |
| Tracker | 4.04% | £1,291.99 | 6.49% | £1,014 | £32,022 | 6.2% | 51473 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.04% | £1,291.99 | 6.49% | £999 | £32,106 | 6.3% | 9101 | 80 | 999 | Virgin Money |
| Tracker | 4.08% | £1,296.17 | 7.24% | £1,499 | £32,607 | 6.8% | 12917 | 42 | 1499 | Halifax |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.22% | £1,316.40 | 6.24% | £999 | £32,593 | 6.0% | 66037 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.29% | £1,325.95 | 6.74% | £1,024 | £36,432 | 6.4% | 44978 | 163 | 1024 | Clydesdale Bank PLC |
| Fixed | 4.33% | £1,331.43 | 5.74% | £1,024 | £37,707 | 5.6% | 91685 | 115 | 1024 | Barclays |
| Fixed | 4.34% | £1,332.80 | 6.50% | £999 | £35,536 | 6.2% | 85491 | 1 | 999 | Santander |
| Fixed | 4.36% | £1,334.25 | 7.24% | £999 | £35,346 | 6.8% | 56586 | 42 | 999 | Halifax |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.04% | £1,291.99 | 6.49% | £1,014 | £32,022 | 6.2% | 51473 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.04% | £1,291.99 | 6.49% | £999 | £32,106 | 6.3% | 9101 | 80 | 999 | Virgin Money |
| Tracker | 4.08% | £1,296.17 | 7.24% | £1,499 | £32,607 | 6.8% | 12917 | 42 | 1499 | Halifax |
| Tracker | 4.09% | £1,298.75 | 6.24% | £999 | £32,169 | 6.0% | 10873 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.10% | £1,300.10 | 7.74% | £1,034 | £32,500 | 7.2% | 62759 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £243,750 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 19 Mar 2026 at 02:56 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.