| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,285.26 | 7.44% | £1,510 | £37,189 | 6.9% | 57051 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.03% | £1,290.64 | 6.92% | £1,507 | £36,027 | 6.4% | 2045 | 90 | 1507 | Principality |
| Fixed | 4.06% | £1,294.69 | 6.24% | £1,034 | £41,467 | 5.5% | 4974 | 115 | 1034 | Barclays |
| Fixed | 4.07% | £1,296.04 | 7.24% | £1,025 | £41,411 | 6.0% | 6392 | 207 | 1025 | NatWest |
| Fixed | 4.08% | £1,297.39 | 6.74% | £999 | £38,402 | 5.8% | 20906 | 344 | 999 | HSBC Intermediary |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,285.26 | 7.44% | £1,510 | £37,189 | 6.9% | 57051 | 628 | 1510 | Bank of Ireland |
| Fixed | 4.03% | £1,290.64 | 6.92% | £1,507 | £36,027 | 6.4% | 2045 | 90 | 1507 | Principality |
| Fixed | 4.06% | £1,294.69 | 6.24% | £1,034 | £41,467 | 5.5% | 4974 | 115 | 1034 | Barclays |
| Fixed | 4.07% | £1,296.04 | 7.24% | £1,025 | £41,411 | 6.0% | 6392 | 207 | 1025 | NatWest |
| Fixed | 4.08% | £1,297.39 | 6.74% | £999 | £38,402 | 5.8% | 20906 | 344 | 999 | HSBC Intermediary |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.48% | £1,350.75 | 7.74% | £1,499 | £33,917 | 7.3% | 36228 | 42 | 1499 | Halifax |
| Tracker | 4.54% | £1,360.38 | 6.74% | £999 | £33,148 | 6.5% | 41971 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.54% | £1,360.38 | 6.99% | £1,014 | £33,163 | 6.7% | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.61% | £1,370.11 | 6.24% | £1,034 | £33,997 | 6.1% | 27603 | 115 | 1034 | Barclays |
| Tracker | 4.67% | £1,378.47 | 6.99% | £995 | £34,177 | 6.9% | 15625 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £243,750 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Jul 2025 at 06:19 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.