TypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.08%£1,296.177.24%£1,499£32,6076.8%
Variable4.09%£1,298.754.09%£625£31,7954.2%
Tracker4.17%£1,309.596.24%£999£32,4296.0%
Tracker4.18%£1,310.955.74%£1,024£32,5675.6%
Tracker4.21%£1,315.037.74%£1,034£32,8597.2%

TypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed4.61%£1,370.116.24%£999£33,8826.1%
Fixed4.64%£1,374.286.50%£999£33,9576.3%
Fixed4.64%£1,374.287.24%£1,495£34,4787.0%
Fixed4.65%£1,375.687.74%£1,034£37,4597.3%
Fixed4.69%£1,381.266.49%£1,024£34,2736.4%

TypeInitial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker4.08%£1,296.177.24%£1,499£32,6076.8%
Tracker4.17%£1,309.596.24%£999£32,4296.0%
Tracker4.18%£1,310.955.74%£1,024£32,5675.6%
Tracker4.21%£1,315.037.74%£1,034£32,8597.2%
Tracker4.24%£1,319.126.49%£1,014£32,1736.3%

This table is based on a residential property value of £325,000 and a mortgage secured against that property of £243,750 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 Jun 2026 at 02:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.