| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,285.26 | 7.74% | £1,534 | £35,775 | 7.2% | 10246 | 57 | 1534 | Leeds B Society |
| Fixed | 3.99% | £1,285.26 | 7.49% | £1,495 | £32,341 | 7.0% | 57004 | 313 | 1495 | TSB Bank |
| Fixed | 4.02% | £1,289.30 | 6.80% | £1,507 | £35,995 | 6.3% | 58202 | 90 | 1507 | Principality |
| Fixed | 4.03% | £1,290.64 | 6.75% | £999 | £34,519 | 6.4% | 20168 | 1 | 999 | Santander |
| Variable | 4.04% | £1,291.99 | 6.15% | £850 | £34,278 | 5.8% | 5791 | 76 | 850 | Newbury |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.99% | £1,285.26 | 7.49% | £1,495 | £32,341 | 7.0% | 57004 | 313 | 1495 | TSB Bank |
| Fixed | 3.99% | £1,285.26 | 7.74% | £1,534 | £35,775 | 7.2% | 10246 | 57 | 1534 | Leeds B Society |
| Fixed | 4.02% | £1,289.30 | 6.80% | £1,507 | £35,995 | 6.3% | 58202 | 90 | 1507 | Principality |
| Fixed | 4.03% | £1,290.64 | 6.75% | £999 | £34,519 | 6.4% | 20168 | 1 | 999 | Santander |
| Fixed | 4.04% | £1,291.99 | 6.74% | £1,014 | £31,522 | 6.4% | 692 | 75 | 1014 | Nationwide B.Soc |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.23% | £1,316.50 | 7.49% | £1,499 | £33,095 | 7.1% | 61039 | 42 | 1499 | Halifax |
| Tracker | 4.29% | £1,325.95 | 6.49% | £999 | £32,472 | 6.3% | 21219 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.29% | £1,325.95 | 6.74% | £1,014 | £32,337 | 6.5% | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.36% | £1,335.55 | 5.99% | £1,024 | £33,157 | 5.9% | 64269 | 115 | 1024 | Barclays |
| Tracker | 4.42% | £1,343.80 | 6.74% | £995 | £33,345 | 6.6% | 41286 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £325,000 and a mortgage secured against that property of £243,750 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 19 Oct 2025 at 05:40 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.