LenderInitial RateInitial PaymentReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.09%£799.23£799.23£575Variable4.2%£48,529
4.19%£807.58£1,075.39£995Fixed6.5%£49,300
4.34%£820.18£820.18£999Tracker4.5%£50,310
4.35%£821.03£922.16£1,024Tracker5.4%£50,116
4.39%£824.41£959.74£0Fixed5.6%£48,815
4.41%£826.10£979.41£0Fixed5.7%£50,857
4.43%£827.80£980.63£1,014Fixed5.8%£50,182
4.49%£832.90£999.91£1,025Fixed6.0%£50,649
4.65%£846.57£1,114.68£224Fixed6.8%£50,568
4.69%£850.01£1,042.73£0Fixed6.3%£50,701

LenderInitial RateInitial PaymentReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.19%£807.58£1,075.39£995Fixed6.5%£49,300
4.39%£824.41£959.74£0Fixed5.6%£48,815
4.39%£823.61£1,035.34£999Fixed6.2%£51,481
4.41%£826.10£979.41£0Fixed5.7%£50,857
4.43%£827.80£980.63£1,014Fixed5.8%£50,182
4.48%£832.05£981.75£1,024Fixed5.9%£51,046
4.49%£832.90£999.91£1,025Fixed6.0%£50,649
4.50%£833.86£1,101.64£1,019Fixed6.7%£50,901
4.65%£846.57£1,114.68£224Fixed6.8%£50,568
4.69%£850.01£1,042.73£0Fixed6.3%£50,701

LenderInitial RateInitial PaymentReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.34%£820.18£820.18£999Tracker4.5%£50,310
4.35%£821.03£922.16£1,024Tracker5.4%£50,116
5.54%£924.72£924.72£1,765Tracker5.8%£57,373
6.20%£984.87£984.87£1,729Tracker6.5%£60,996

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Mar 2026 at 03:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.