LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total Cost
4.28%£1,630.378.24%£2,288.01£1,019Fixed7.3%£39,998
4.30%£1,633.628.14%£2,295.45£999Fixed7.6%£40,206
4.44%£1,657.306.99%£2,087.91£1,514Fixed6.7%£40,789
4.55%£1,676.026.74%£2,042.80£999Fixed6.5%£40,423
4.55%£1,676.027.59%£2,194.62£20Fixed7.2%£40,319

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total Cost
4.28%£1,630.378.24%£2,288.01£1,019Fixed7.3%£39,998
4.30%£1,633.628.14%£2,295.45£999Fixed7.6%£40,206
4.44%£1,657.306.99%£2,087.91£1,514Fixed6.7%£40,789
4.55%£1,676.027.59%£2,194.62£20Fixed7.2%£40,319
4.55%£1,676.026.74%£2,042.80£999Fixed6.5%£40,423

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total Cost
4.53%£1,670.977.74%£2,217.55£1,499Tracker7.3%£41,602
4.74%£1,708.636.74%£2,047.49£999Tracker6.6%£41,506
4.74%£1,708.636.99%£2,091.95£1,014Tracker6.8%£41,521
4.89%£1,734.606.99%£2,098.74£995Tracker6.9%£42,724
5.05%£1,760.746.24%£1,961.64£1,029Tracker6.2%£42,787

This table is based on a residential property value of £375,000 and a mortgage secured against that property of £300,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 05:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.