LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.14%£669.146.24%£833.33£30Fixed5.9%36m36m£23,869
4.29%£681.796.99%£898.12£15Fixed6.5%36m36m£24,059
3.95%£654.556.24%£831.67£1,034Fixed5.9%38m38m£24,328
4.32%£683.647.74%£961.00£0Fixed7.0%38m38m£24,361
4.39%£689.917.74%£962.47£0Fixed7.0%38m38m£24,537

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.14%£669.146.24%£833.33£30Fixed5.9%36m36m£23,869
4.29%£681.796.99%£898.12£15Fixed6.5%36m36m£24,059
3.95%£654.556.24%£831.67£1,034Fixed5.9%38m38m£24,328
4.32%£683.647.74%£961.00£0Fixed7.0%38m38m£24,361
4.39%£689.917.74%£962.47£0Fixed7.0%38m38m£24,537

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge3 Year Total Cost
4.85%£727.876.24%£832.98£1,034Tracker5.9%60m0m£27,067
4.84%£727.034.84%£727.03£999Tracker5.0%0m0m£27,272
6.44%£866.406.44%£866.40£1,765Tracker6.8%0m24m£33,080
6.44%£866.406.44%£866.40£1,765Tracker6.8%0m24m£33,080
6.44%£866.406.44%£866.40£1,964Tracker6.8%0m24m£33,279

This table is based on a residential property value of £296,000 and a mortgage secured against that property of £137,934 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 01 Jul 2025 at 06:32 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.