Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	£690.72	6.49%	£856.83	£15	Fixed	6.1%	36m	36m	£24,381	72435	75	15	Nationwide B.Soc
4.09%	£665.69	4.09%	£665.69	£575	Variable	4.2%	0m	24m	£24,540	27376	48	575	Ecology B.Soc
4.09%	£665.69	4.09%	£665.69	£575	Variable	4.2%	0m	24m	£24,540	71899	48	575	PMS-Ecology
3.99%	£657.72	6.00%	£813.26	£850	Variable	5.7%	36m	36m	£24,628	2768	76	850	Newbury
4.34%	£685.84	6.50%	£856.35	£0	Fixed	6.1%	38m	38m	£24,665	48750	1	0	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	£690.72	6.49%	£856.83	£15	Fixed	6.1%	36m	36m	£24,381	72435	75	15	Nationwide B.Soc
4.34%	£685.84	6.50%	£856.35	£0	Fixed	6.1%	38m	38m	£24,665	48750	1	0	Santander
4.44%	£693.98	7.24%	£919.66	£995	Fixed	6.8%	38m	38m	£25,678	21038	313	995	TSB Bank
4.49%	£698.17	7.99%	£986.88	£1,019	Fixed	7.4%	36m	36m	£26,003	59378	198	1019	Furness B.Soc
4.59%	£706.29	6.00%	£817.48	£850	Fixed	5.9%	37m	37m	£26,376	8970	76	850	Newbury

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£686.65	5.74%	£788.45	£1,024	Tracker	5.4%	60m	0m	£25,573	64289	115	1024	Barclays
4.64%	£710.41	4.64%	£710.41	£999	Tracker	4.8%	0m	0m	£26,674	13123	474	999	Co-operative Bank
5.54%	£786.64	5.54%	£786.64	£1,694	Tracker	5.8%	0m	24m	£30,138	47568	1097	1694	impact-UTB
5.54%	£786.64	5.54%	£786.64	£1,765	Tracker	5.8%	0m	24m	£30,209	249622	1097	1765	1APP@AMM-UTB
5.54%	£786.64	5.54%	£786.64	£1,765	Tracker	5.8%	0m	24m	£30,209	249624	1097	1765	NI Packaging UTB

This table is based on a residential property value of £296,000 and a mortgage secured against that property of £137,934 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).

Source: Mortgage Brain. This information was last revised on 15 Mar 2026 at 03:01 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.