Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£669.14	6.24%	£833.33	£30	Fixed	5.9%	36m	36m	£23,869	31791	1369	30	MPowered Mtgs Resi
4.29%	£681.79	6.99%	£898.12	£15	Fixed	6.5%	36m	36m	£24,059	16102	75	15	Nationwide B.Soc
4.31%	£683.41	6.75%	£876.98	£0	Fixed	6.3%	38m	38m	£24,578	38873	1	0	Santander
4.97%	£737.93	6.99%	£894.22	£1,020	Fixed	6.5%	62m	62m	£24,629	13499	80	1020	Virgin Money
4.19%	£673.72	6.30%	£839.42	£850	Variable	6.0%	36m	36m	£25,204	5791	76	850	Newbury

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£669.14	6.24%	£833.33	£30	Fixed	5.9%	36m	36m	£23,869	31791	1369	30	MPowered Mtgs Resi
4.29%	£681.79	6.99%	£898.12	£15	Fixed	6.5%	36m	36m	£24,059	16102	75	15	Nationwide B.Soc
4.31%	£683.41	6.75%	£876.98	£0	Fixed	6.3%	38m	38m	£24,578	38873	1	0	Santander
4.97%	£737.93	6.99%	£894.22	£1,020	Fixed	6.5%	62m	62m	£24,629	13499	80	1020	Virgin Money
4.19%	£673.72	6.74%	£862.74	£0	Fixed	5.9%	62m	62m	£25,304	22293	344	0	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.85%	£727.87	6.24%	£832.98	£1,034	Tracker	5.9%	60m	0m	£27,067	28644	115	1034	Barclays
4.84%	£727.03	4.84%	£727.03	£999	Tracker	5.0%	0m	0m	£27,272	31534	474	999	Co-operative Bank
6.44%	£866.40	6.44%	£866.40	£1,765	Tracker	6.8%	0m	24m	£33,080	225482	1097	1765	1APP@AMM-UTB
6.44%	£866.40	6.44%	£866.40	£1,765	Tracker	6.8%	0m	24m	£33,080	240816	1097	1765	NI Packaging UTB
6.44%	£866.40	6.44%	£866.40	£1,964	Tracker	6.8%	0m	24m	£33,279	225486	1097	1964	impact-UTB

This table is based on a residential property value of £296,000 and a mortgage secured against that property of £137,934 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 05:48 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.