Initial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.29%£897.656.40%£850Variable36m£33,265
4.58%£932.547.64%£510Fixed38m£34,276
4.72%£949.607.49%£530Fixed38m£34,306
4.84%£964.337.24%£15Fixed36m£34,231
4.94%£976.697.99%£495Fixed37m£35,356
4.98%£980.936.49%£30Fixed36m£35,093

Initial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.54%£927.696.40%£850Fixed37m£34,347
4.58%£932.547.64%£510Fixed38m£34,276
4.72%£949.607.49%£530Fixed38m£34,306
4.84%£964.337.24%£15Fixed36m£34,231
4.94%£976.697.99%£495Fixed37m£35,356
4.98%£980.936.49%£30Fixed36m£35,093

Initial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
5.50%£1,047.186.49%£1,034Tracker60m£38,562
5.64%£1,065.135.64%£999Tracker0m£39,444
7.49%£1,313.387.49%£1,765Tracker0m£49,172
7.49%£1,313.387.49%£1,964Tracker0m£49,371
7.49%£1,313.387.49%£2,064Tracker0m£49,471
7.95%£1,377.937.95%£2,014Tracker0m£51,794

This table is based on a residential property value of £240,000 and a mortgage secured against that property of £195,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 35 years (420 monthly payments).
Source: Mortgage Brain. This information was last revised on 08 May 2025 at 06:11 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.