Initial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.75%£953.275.74%£1,024Tracker60m£35,172
4.89%£970.504.89%£999Tracker0m£36,037
4.95%£977.934.95%£470Variable0m£35,775
4.99%£982.906.49%£1,014Fixed36m£35,898
4.99%£982.906.94%£1,010Fixed37m£36,289
5.16%£1,004.137.60%£499Variable36m£36,748

Initial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.99%£982.906.49%£1,014Fixed36m£35,898
4.99%£982.906.94%£1,010Fixed37m£36,289
4.99%£982.907.24%£995Fixed39m£38,904
5.17%£1,005.387.74%£35Fixed39m£39,039
5.19%£1,007.906.24%£0Fixed62m£39,029
5.27%£1,017.227.24%£0Fixed40m£38,257

Initial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.75%£953.275.74%£1,024Tracker60m£35,172
4.89%£970.504.89%£999Tracker0m£36,037
6.68%£1,202.306.68%£124Tracker0m£43,147
6.68%£1,202.306.68%£490Tracker0m£43,513
6.68%£1,202.306.68%£490Tracker0m£43,513
6.68%£1,202.306.68%£689Tracker0m£43,712

This table is based on a residential property value of £240,000 and a mortgage secured against that property of £195,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 35 years (420 monthly payments).
Source: Mortgage Brain. This information was last revised on 25 May 2026 at 03:14 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.