LenderInitial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.83%£962.388.24%£999Fixed38m£35,395
5.09%£995.368.24%£495Fixed38m£36,028
5.09%£995.368.84%£25Variable38m£36,008
5.09%£995.367.49%£15Fixed36m£35,413
5.19%£1,007.907.26%£8Fixed38m£36,357
5.25%£1,015.457.99%£1,020Fixed62m£36,336

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.83%£962.388.24%£999Fixed38m£35,395
5.00%£984.146.99%£0Fixed61m£37,269
5.09%£995.367.49%£15Fixed36m£35,413
5.09%£995.368.24%£495Fixed38m£36,028
5.19%£1,007.907.26%£8Fixed38m£36,357
5.25%£1,015.457.99%£1,020Fixed62m£36,336

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
5.75%£1,079.336.74%£1,034Tracker60m£39,720
5.89%£1,097.505.89%£999Tracker0m£40,609
6.74%£1,210.416.74%£1,485Tracker0m£44,815
6.74%£1,210.416.74%£1,485Tracker0m£44,815
6.74%£1,210.416.74%£1,584Tracker0m£44,914
6.74%£1,210.416.74%£1,684Tracker0m£45,014

This table is based on a residential property value of £240,000 and a mortgage secured against that property of £195,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 35 years (420 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Jan 2025 at 05:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.