Initial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.75%£953.275.74%£1,024Tracker60m£35,172
4.89%£970.504.89%£999Tracker0m£36,037
4.89%£970.506.00%£850Variable36m£35,888
4.94%£976.696.94%£1,010Fixed38m£36,066
4.95%£977.934.95%£470Variable0m£35,775
4.99%£982.906.49%£1,014Fixed36m£35,898

Initial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.94%£976.696.94%£1,010Fixed38m£36,066
4.99%£982.906.49%£1,014Fixed36m£35,898
4.99%£982.907.24%£995Fixed38m£36,079
5.18%£1,006.646.29%£0Fixed39m£38,125
5.21%£1,009.677.24%£0Fixed39m£37,985
5.39%£1,033.176.00%£850Fixed37m£38,144

Initial RateInitial PaymentReverting RateTotal FeesTypeInitial Period (months)3 Year Total Cost
4.75%£953.275.74%£1,024Tracker60m£35,172
4.89%£970.504.89%£999Tracker0m£36,037
6.68%£1,202.306.68%£124Tracker0m£43,147
6.68%£1,202.306.68%£490Tracker0m£43,513
6.68%£1,202.306.68%£490Tracker0m£43,513
6.68%£1,202.306.68%£689Tracker0m£43,712

This table is based on a residential property value of £240,000 and a mortgage secured against that property of £195,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 35 years (420 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Jun 2026 at 03:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.