| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 3 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.00% | £984.14 | 5.99% | £1,024 | Tracker | 60m | £36,283 | 64296 | 115 | 1024 | Barclays |
| 5.14% | £1,001.62 | 5.14% | £999 | Tracker | 0m | £37,157 | 24980 | 474 | 999 | Co-operative Bank |
| 5.15% | £1,002.87 | 6.31% | £999 | Tracker | 64m | £38,175 | 309 | 77 | 999 | Newcastle |
| 5.19% | £1,007.90 | 5.19% | £970 | Variable | 0m | £37,354 | 90759 | 189 | 970 | Stafford B.Society |
| 5.34% | £1,026.82 | 7.39% | £1,024 | Variable | 36m | £38,050 | 22515 | 15 | 1024 | Cambridge BS |
| 5.37% | £1,030.63 | 6.74% | £1,014 | Fixed | 36m | £37,617 | 43081 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 3 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.37% | £1,030.63 | 6.74% | £1,014 | Fixed | 36m | £37,617 | 43081 | 75 | 1014 | Nationwide B.Soc |
| 5.47% | £1,043.35 | 6.94% | £1,010 | Fixed | 38m | £38,266 | 119922 | 628 | 1010 | Bank of Ireland |
| 5.48% | £1,043.87 | 7.24% | £0 | Fixed | 40m | £39,219 | 40041 | 42 | 0 | Halifax |
| 5.53% | £1,051.02 | 6.29% | £0 | Fixed | 39m | £39,727 | 48601 | 140 | 0 | Skipton B.Society |
| 5.69% | £1,071.57 | 6.00% | £850 | Fixed | 36m | £39,527 | 18320 | 76 | 850 | Newbury |
| 5.76% | £1,080.62 | 6.80% | £8 | Fixed | 38m | £38,975 | 6924 | 90 | 8 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Initial Period (months) | 3 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.00% | £984.14 | 5.99% | £1,024 | Tracker | 60m | £36,283 | 64296 | 115 | 1024 | Barclays |
| 5.14% | £1,001.62 | 5.14% | £999 | Tracker | 0m | £37,157 | 24980 | 474 | 999 | Co-operative Bank |
| 5.15% | £1,002.87 | 6.31% | £999 | Tracker | 64m | £38,175 | 309 | 77 | 999 | Newcastle |
| 6.79% | £1,217.18 | 6.79% | £1,694 | Tracker | 0m | £45,637 | 27968 | 1097 | 1694 | impact-UTB |
| 6.99% | £1,244.40 | 6.99% | £1,765 | Tracker | 0m | £46,688 | 204087 | 1097 | 1765 | 1APP@AMM-UTB |
| 6.99% | £1,244.40 | 6.99% | £1,765 | Tracker | 0m | £46,688 | 204092 | 1097 | 1765 | NI Packaging UTB |
This table is based on a residential property value of £240,000 and a mortgage secured against that property of £195,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 35 years (420 monthly payments).
Source: Mortgage Brain. This information was last revised on 12 Nov 2026 at 03:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.