LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesType5 Year Total CostAPRC
3.32%£1,053.746.74%£1,480.48£1,020Fixed£64,3435.6%
4.03%£1,149.957.34%£1,579.97£20Fixed£69,0926.2%
4.05%£1,152.736.75%£1,501.00£18Fixed£69,2625.9%
4.19%£1,172.247.84%£1,657.49£0Fixed£70,3796.6%
4.09%£1,158.286.74%£1,500.59£1,014Fixed£70,5115.9%

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesType5 Year Total CostAPRC
3.32%£1,053.746.74%£1,480.48£1,020Fixed£64,3435.6%
4.03%£1,149.957.34%£1,579.97£20Fixed£69,0926.2%
4.05%£1,152.736.75%£1,501.00£18Fixed£69,2625.9%
4.19%£1,172.247.84%£1,657.49£0Fixed£70,3796.6%
4.09%£1,158.286.74%£1,500.59£1,014Fixed£70,5115.9%

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesType5 Year Total CostAPRC
5.00%£1,288.375.99%£1,418.62£1,024Tracker£78,4065.8%
5.09%£1,301.615.09%£1,301.61£999Tracker£79,1965.2%
6.59%£1,531.206.59%£1,531.20£1,765Tracker£93,7626.9%
6.59%£1,531.206.59%£1,531.20£1,765Tracker£93,7626.9%
6.59%£1,531.206.59%£1,531.20£1,964Tracker£93,9616.9%

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £240,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 06:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.