LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesType5 Year Total CostAPRC
4.93%£696.627.74%£869.78£2,020Fixed£38,9166.9%
4.49%£666.328.74%£928.94£295Fixed£40,2747.1%
4.39%£659.537.60%£852.08£17Fixed£40,5366.3%
4.49%£666.438.24%£897.67£1,235Fixed£41,0716.9%
4.57%£671.788.59%£918.41£100Fixed£41,4626.9%

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesType5 Year Total CostAPRC
4.93%£696.627.74%£869.78£2,020Fixed£38,9166.9%
4.49%£666.328.74%£928.94£295Fixed£40,2747.1%
4.39%£659.537.60%£852.08£17Fixed£40,5366.3%
4.49%£666.438.24%£897.67£1,235Fixed£41,0716.9%
4.57%£671.788.59%£918.41£100Fixed£41,4626.9%

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesType5 Year Total CostAPRC
5.50%£736.905.50%£736.90£2,634Tracker£46,9985.9%
5.50%£736.905.50%£736.90£2,634Tracker£46,9985.9%
5.50%£736.905.50%£736.90£2,634Tracker£46,9985.9%
5.84%£761.475.84%£761.47£4,085Tracker£49,8286.4%
5.84%£761.475.84%£761.47£4,085Tracker£49,8286.4%

This table is based on a BTL property value of £160,000 and a mortgage secured against that property of £120,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 May 2025 at 07:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.