| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | 5 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.93% | £696.62 | 7.49% | £853.60 | £2,020 | Fixed | £38,916 | 6.7% | 60641 | 80 | 2020 | Virgin Money |
| 4.36% | £657.50 | 7.50% | £845.25 | £17 | Fixed | £40,064 | 6.3% | 25227 | 344 | 17 | HSBC Intermediary |
| 4.31% | £654.12 | 8.34% | £897.75 | £100 | Fixed | £40,398 | 6.7% | 28167 | 123 | 100 | BM Solutions |
| 4.62% | £675.20 | 7.19% | £830.57 | £15 | Fixed | £40,722 | 6.2% | 26839 | 628 | 15 | Bank of Ireland |
| 4.35% | £656.82 | 8.49% | £909.15 | £295 | Fixed | £40,756 | 6.8% | 40989 | 168 | 295 | The Mortgage Works |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | 5 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.93% | £696.62 | 7.49% | £853.60 | £2,020 | Fixed | £38,916 | 6.7% | 60641 | 80 | 2020 | Virgin Money |
| 4.36% | £657.50 | 7.50% | £845.25 | £17 | Fixed | £40,064 | 6.3% | 25227 | 344 | 17 | HSBC Intermediary |
| 4.31% | £654.12 | 8.34% | £897.75 | £100 | Fixed | £40,398 | 6.7% | 28167 | 123 | 100 | BM Solutions |
| 4.62% | £675.20 | 7.19% | £830.57 | £15 | Fixed | £40,722 | 6.2% | 26839 | 628 | 15 | Bank of Ireland |
| 4.35% | £656.82 | 8.49% | £909.15 | £295 | Fixed | £40,756 | 6.8% | 40989 | 168 | 295 | The Mortgage Works |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | 5 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.69% | £680.01 | 4.69% | £680.01 | £2,016 | Tracker | £42,467 | 5.0% | 25484 | 344 | 2016 | HSBC Intermediary |
| 4.99% | £700.81 | 4.99% | £700.81 | £1,133 | Tracker | £43,282 | 5.2% | 12726 | 474 | 1133 | Co-operative Bank |
| 5.25% | £719.10 | 5.25% | £719.10 | £2,634 | Tracker | £45,930 | 5.6% | 9160 | 796 | 2634 | Fleet Mortgages |
| 5.25% | £719.10 | 5.25% | £719.10 | £2,634 | Tracker | £45,930 | 5.6% | 207976 | 796 | 2634 | NI Packaging Fleet |
| 5.25% | £719.10 | 5.25% | £719.10 | £2,634 | Tracker | £45,930 | 5.6% | 207987 | 796 | 2634 | 1APP@AMM-Fleet |
This table is based on a BTL property value of £160,000 and a mortgage secured against that property of £120,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 06:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.