LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.09%£639.384.09%£639.38£575Variable4.2%£38,938
4.09%£639.384.09%£639.38£575Variable4.2%£38,938
4.34%£656.154.34%£656.15£999Tracker4.5%£40,468
4.35%£656.825.74%£737.73£1,024Tracker5.4%£40,513
4.61%£674.516.24%£770.73£1,016Fixed5.8%£39,987

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.61%£674.516.24%£770.73£1,016Fixed5.8%£39,987
4.71%£681.386.49%£788.52£25Fixed5.9%£41,007
4.84%£690.376.74%£804.73£30Fixed6.1%£41,452
4.90%£694.536.49%£790.62£15Fixed6.0%£41,187
4.90%£694.536.50%£790.58£0Fixed6.0%£41,647

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.34%£656.154.34%£656.15£999Tracker4.5%£40,468
4.35%£656.825.74%£737.73£1,024Tracker5.4%£40,513
5.74%£754.205.74%£754.20£1,495Tracker6.0%£46,872
5.74%£754.205.74%£754.20£1,730Tracker6.1%£47,107
5.74%£754.205.74%£754.20£1,730Tracker6.1%£47,107

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 May 2026 at 03:16 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.