Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.50%	£538.34	6.74%	£772.00	£1,020	Fixed	5.2%	£33,419	68324	80	1020	Virgin Money
3.83%	£622.19	6.60%	£783.11	£18	Fixed	5.6%	£37,429	1718	220	18	Kensington
3.92%	£628.12	5.99%	£747.19	£25	Fixed	5.2%	£37,792	69703	115	25	Barclays
3.99%	£632.74	6.49%	£777.49	£17	Fixed	5.5%	£36,981	14885	344	17	HSBC Intermediary
4.00%	£633.40	6.99%	£808.45	£30	Fixed	5.8%	£38,034	72650	207	30	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.50%	£538.34	6.74%	£772.00	£1,020	Fixed	5.2%	£33,419	68324	80	1020	Virgin Money
3.83%	£622.19	6.60%	£783.11	£18	Fixed	5.6%	£37,429	1718	220	18	Kensington
3.92%	£628.12	5.99%	£747.19	£25	Fixed	5.2%	£37,792	69703	115	25	Barclays
3.99%	£632.74	6.49%	£777.49	£17	Fixed	5.5%	£36,981	14885	344	17	HSBC Intermediary
4.00%	£633.40	6.99%	£808.45	£30	Fixed	5.8%	£38,034	72650	207	30	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£673.14	4.59%	£673.14	£999	Tracker	4.8%	£41,487	13117	474	999	Co-operative Bank
4.60%	£673.83	5.99%	£755.98	£1,024	Tracker	5.6%	£41,534	64222	115	1024	Barclays
6.19%	£787.16	6.19%	£787.16	£1,694	Tracker	6.5%	£49,049	16406	1097	1694	impact-UTB
6.19%	£787.16	6.19%	£787.16	£1,730	Tracker	6.5%	£49,085	225482	1097	1730	1APP@AMM-UTB
6.19%	£787.16	6.19%	£787.16	£1,730	Tracker	6.5%	£49,085	240816	1097	1730	NI Packaging UTB

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 07 Dec 2025 at 06:15 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.