Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£639.38	4.09%	£639.38	£575	Variable	4.2%	£38,938	27376	48	575	Ecology B.Soc
4.09%	£639.38	4.09%	£639.38	£575	Variable	4.2%	£38,938	71899	48	575	PMS-Ecology
4.23%	£648.74	5.74%	£735.58	£924	Fixed	5.3%	£39,928	26755	115	924	Barclays
4.49%	£666.32	7.24%	£831.91	£0	Fixed	6.2%	£39,729	6260	313	0	TSB Bank
4.50%	£667.00	6.74%	£800.06	£30	Fixed	5.9%	£40,050	17657	207	30	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.23%	£648.74	5.74%	£735.58	£924	Fixed	5.3%	£39,928	26755	115	924	Barclays
4.49%	£666.32	7.24%	£831.91	£0	Fixed	6.2%	£39,729	6260	313	0	TSB Bank
4.50%	£667.00	6.74%	£800.06	£30	Fixed	5.9%	£40,050	17657	207	30	NatWest
4.56%	£671.09	6.50%	£786.02	£0	Fixed	5.8%	£40,240	18846	1	0	Santander
4.60%	£673.16	7.24%	£831.94	£100	Fixed	6.2%	£40,240	71214	42	100	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£656.15	4.34%	£656.15	£999	Tracker	4.5%	£40,468	55113	474	999	Co-operative Bank
4.35%	£656.82	5.74%	£737.73	£1,024	Tracker	5.4%	£40,513	64222	115	1024	Barclays
5.49%	£736.19	5.49%	£736.19	£1,574	Discount	5.8%	£44,745	11890	48	1574	Ecology B.Soc
5.84%	£762.73	5.84%	£762.73	£1,694	Tracker	6.2%	£47,384	56391	1097	1694	impact-UTB
5.84%	£761.47	5.84%	£761.47	£1,730	Tracker	6.2%	£47,543	210866	1097	1730	1APP@AMM-UTB

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 02 Jul 2026 at 03:06 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.