Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.70%	£550.51	6.74%	£774.21	£1,020	Fixed	5.2%	£34,150	6189	80	1020	Virgin Money
3.90%	£626.80	7.34%	£828.86	£20	Fixed	6.0%	£37,703	56500	803	20	Leek BuildingSociety
3.90%	£626.80	6.60%	£784.09	£18	Fixed	5.6%	£37,706	33626	220	18	Kensington
4.08%	£638.72	6.99%	£809.63	£30	Fixed	5.9%	£38,353	41172	207	30	NatWest
4.09%	£639.38	5.99%	£749.04	£25	Fixed	5.3%	£38,468	58788	115	25	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.70%	£550.51	6.74%	£774.21	£1,020	Fixed	5.2%	£34,150	6189	80	1020	Virgin Money
3.90%	£626.80	7.34%	£828.86	£20	Fixed	6.0%	£37,703	56500	803	20	Leek BuildingSociety
3.90%	£626.80	6.60%	£784.09	£18	Fixed	5.6%	£37,706	33626	220	18	Kensington
4.08%	£638.72	6.99%	£809.63	£30	Fixed	5.9%	£38,353	41172	207	30	NatWest
4.09%	£639.38	5.99%	£749.04	£25	Fixed	5.3%	£38,468	58788	115	25	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£673.14	4.59%	£673.14	£999	Tracker	4.8%	£41,487	13117	474	999	Co-operative Bank
4.60%	£673.83	5.99%	£755.98	£1,024	Tracker	5.6%	£41,534	64222	115	1024	Barclays
6.19%	£787.16	6.19%	£787.16	£1,730	Tracker	6.5%	£49,085	225482	1097	1730	1APP@AMM-UTB
6.19%	£787.16	6.19%	£787.16	£1,730	Tracker	6.5%	£49,085	240816	1097	1730	NI Packaging UTB
6.19%	£787.16	6.19%	£787.16	£1,929	Tracker	6.6%	£49,284	225486	1097	1929	impact-UTB

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 03 Nov 2025 at 05:32 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.