| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APRC | 5 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.77% | £618.26 | 7.34% | £826.06 | £20 | Fixed | 5.9% | £38,232 | 76522 | 803 | 20 | Leek BuildingSociety |
| 3.88% | £625.48 | 6.24% | £760.26 | £1,016 | Fixed | 5.4% | £37,984 | 56735 | 344 | 1016 | HSBC Intermediary |
| 3.98% | £632.08 | 5.74% | £732.63 | £25 | Fixed | 5.1% | £38,030 | 72402 | 115 | 25 | Barclays |
| 4.07% | £638.05 | 6.49% | £780.26 | £25 | Fixed | 5.6% | £38,407 | 70759 | 80 | 25 | Virgin Money |
| 4.09% | £639.38 | 7.74% | £858.81 | £0 | Fixed | 6.3% | £38,463 | 45686 | 156 | 0 | Scottish B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APRC | 5 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.77% | £618.26 | 7.34% | £826.06 | £20 | Fixed | 5.9% | £38,232 | 76522 | 803 | 20 | Leek BuildingSociety |
| 3.88% | £625.48 | 6.24% | £760.26 | £1,016 | Fixed | 5.4% | £37,984 | 56735 | 344 | 1016 | HSBC Intermediary |
| 3.98% | £632.08 | 5.74% | £732.63 | £25 | Fixed | 5.1% | £38,030 | 72402 | 115 | 25 | Barclays |
| 4.07% | £638.05 | 6.49% | £780.26 | £25 | Fixed | 5.6% | £38,407 | 70759 | 80 | 25 | Virgin Money |
| 4.09% | £639.38 | 7.74% | £858.81 | £0 | Fixed | 6.3% | £38,463 | 45686 | 156 | 0 | Scottish B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APRC | 5 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.34% | £656.15 | 4.34% | £656.15 | £999 | Tracker | 4.5% | £40,468 | 13117 | 474 | 999 | Co-operative Bank |
| 4.35% | £656.82 | 5.74% | £737.73 | £1,024 | Tracker | 5.4% | £40,513 | 64222 | 115 | 1024 | Barclays |
| 5.54% | £739.77 | 5.54% | £739.77 | £1,694 | Tracker | 5.8% | £46,205 | 47568 | 1097 | 1694 | impact-UTB |
| 5.54% | £739.77 | 5.54% | £739.77 | £1,730 | Tracker | 5.8% | £46,241 | 249622 | 1097 | 1730 | 1APP@AMM-UTB |
| 5.54% | £739.77 | 5.54% | £739.77 | £1,730 | Tracker | 5.8% | £46,241 | 249624 | 1097 | 1730 | NI Packaging UTB |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Feb 2026 at 03:32 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.