Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.74%	£616.30	7.34%	£826.39	£20	Fixed	5.9%	£37,073	15245	803	20	Leek BuildingSociety
3.88%	£625.48	5.74%	£730.92	£25	Fixed	5.1%	£37,634	640	115	25	Barclays
3.91%	£627.46	6.74%	£791.66	£30	Fixed	5.6%	£37,678	18335	207	30	NatWest
3.98%	£631.49	7.49%	£838.55	£100	Fixed	6.1%	£37,739	62107	42	100	Halifax
3.99%	£632.74	6.49%	£778.02	£17	Fixed	5.6%	£36,981	12399	344	17	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.74%	£616.30	7.34%	£826.39	£20	Fixed	5.9%	£37,073	15245	803	20	Leek BuildingSociety
3.88%	£625.48	5.74%	£730.92	£25	Fixed	5.1%	£37,634	640	115	25	Barclays
3.91%	£627.46	6.74%	£791.66	£30	Fixed	5.6%	£37,678	18335	207	30	NatWest
3.98%	£631.49	7.49%	£838.55	£100	Fixed	6.1%	£37,739	62107	42	100	Halifax
3.99%	£632.74	6.49%	£778.02	£17	Fixed	5.6%	£36,981	12399	344	17	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£656.15	4.34%	£656.15	£999	Tracker	4.5%	£40,468	13117	474	999	Co-operative Bank
4.35%	£656.82	5.74%	£737.73	£1,024	Tracker	5.4%	£40,513	64222	115	1024	Barclays
5.94%	£768.77	5.94%	£768.77	£1,694	Tracker	6.3%	£47,945	16406	1097	1694	impact-UTB
5.94%	£768.77	5.94%	£768.77	£1,730	Tracker	6.3%	£47,981	225482	1097	1730	1APP@AMM-UTB
5.94%	£768.77	5.94%	£768.77	£1,730	Tracker	6.3%	£47,981	240816	1097	1730	NI Packaging UTB

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 02 Jan 2026 at 06:24 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.