LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
3.77%£618.267.34%£826.06£20Fixed5.9%£38,232
3.88%£625.486.24%£760.26£1,016Fixed5.4%£37,984
3.98%£632.085.74%£732.63£25Fixed5.1%£38,030
4.07%£638.056.49%£780.26£25Fixed5.6%£38,407
4.09%£639.387.74%£858.81£0Fixed6.3%£38,463

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
3.77%£618.267.34%£826.06£20Fixed5.9%£38,232
3.88%£625.486.24%£760.26£1,016Fixed5.4%£37,984
3.98%£632.085.74%£732.63£25Fixed5.1%£38,030
4.07%£638.056.49%£780.26£25Fixed5.6%£38,407
4.09%£639.387.74%£858.81£0Fixed6.3%£38,463

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.34%£656.154.34%£656.15£999Tracker4.5%£40,468
4.35%£656.825.74%£737.73£1,024Tracker5.4%£40,513
5.54%£739.775.54%£739.77£1,694Tracker5.8%£46,205
5.54%£739.775.54%£739.77£1,730Tracker5.8%£46,241
5.54%£739.775.54%£739.77£1,730Tracker5.8%£46,241

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Feb 2026 at 03:32 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.