LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.09%£639.384.09%£639.38£575Variable4.2%£38,938
4.09%£639.384.09%£639.38£575Variable4.2%£38,938
4.34%£656.154.34%£656.15£999Tracker4.5%£40,468
4.35%£656.825.74%£737.73£1,024Tracker5.4%£40,513
4.86%£691.756.30%£778.30£18Fixed5.8%£41,603

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.86%£691.756.30%£778.30£18Fixed5.8%£41,603
5.05%£705.015.74%£746.00£25Fixed5.6%£42,406
5.07%£705.707.24%£838.55£100Fixed6.4%£42,192
5.13%£710.636.80%£812.37£8Fixed6.2%£42,211
5.18%£714.156.24%£778.32£1,016Fixed6.0%£42,365

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC5 Year Total Cost
4.34%£656.154.34%£656.15£999Tracker4.5%£40,468
4.35%£656.825.74%£737.73£1,024Tracker5.4%£40,513
5.54%£739.775.54%£739.77£1,694Tracker5.8%£46,205
5.74%£754.205.74%£754.20£1,730Tracker6.1%£47,107
5.74%£754.205.74%£754.20£1,730Tracker6.1%£47,107

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 02 Apr 2026 at 03:19 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.