| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APRC | 5 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.70% | £550.51 | 6.74% | £774.21 | £1,020 | Fixed | 5.2% | £34,150 | 31769 | 80 | 1020 | Virgin Money |
| 3.75% | £616.96 | 6.60% | £781.98 | £18 | Fixed | 5.5% | £37,116 | 1462 | 220 | 18 | Kensington |
| 4.16% | £644.05 | 6.49% | £779.89 | £17 | Fixed | 5.6% | £38,310 | 12842 | 344 | 17 | HSBC Intermediary |
| 4.19% | £646.06 | 7.99% | £876.55 | £0 | Fixed | 6.5% | £38,864 | 1051 | 156 | 0 | Scottish B.Soc |
| 4.22% | £647.45 | 5.99% | £750.29 | £30 | Fixed | 5.4% | £38,877 | 23206 | 1369 | 30 | MPowered Mtgs Resi |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APRC | 5 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.70% | £550.51 | 6.74% | £774.21 | £1,020 | Fixed | 5.2% | £34,150 | 31769 | 80 | 1020 | Virgin Money |
| 3.75% | £616.96 | 6.60% | £781.98 | £18 | Fixed | 5.5% | £37,116 | 1462 | 220 | 18 | Kensington |
| 4.16% | £644.05 | 6.49% | £779.89 | £17 | Fixed | 5.6% | £38,310 | 12842 | 344 | 17 | HSBC Intermediary |
| 4.19% | £646.06 | 7.99% | £876.55 | £0 | Fixed | 6.5% | £38,864 | 1051 | 156 | 0 | Scottish B.Soc |
| 4.22% | £647.45 | 5.99% | £750.29 | £30 | Fixed | 5.4% | £38,877 | 23206 | 1369 | 30 | MPowered Mtgs Resi |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APRC | 5 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.59% | £673.14 | 4.59% | £673.14 | £999 | Tracker | 4.8% | £41,487 | 13117 | 474 | 999 | Co-operative Bank |
| 4.60% | £673.83 | 5.99% | £755.98 | £1,024 | Tracker | 5.6% | £41,534 | 64222 | 115 | 1024 | Barclays |
| 6.19% | £787.16 | 6.19% | £787.16 | £1,730 | Tracker | 6.5% | £49,085 | 225482 | 1097 | 1730 | 1APP@AMM-UTB |
| 6.19% | £787.16 | 6.19% | £787.16 | £1,730 | Tracker | 6.5% | £49,085 | 240816 | 1097 | 1730 | NI Packaging UTB |
| 6.19% | £787.16 | 6.19% | £787.16 | £1,929 | Tracker | 6.6% | £49,284 | 225486 | 1097 | 1929 | impact-UTB |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Sep 2025 at 07:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.