LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)5 Year Total Cost
4.35%£1,160.035.74%£1,358.39£1,024Tracker60m£70,456
4.34%£1,158.494.34%£1,158.49£999Tracker0m£70,608
4.70%£1,214.306.31%£1,449.77£1,227Tracker62m£74,215
5.06%£1,270.367.24%£1,600.55£999Fixed62m£77,221
5.11%£1,279.316.49%£1,486.06£1,014Fixed60m£77,273
5.12%£1,280.927.99%£1,725.53£1,010Fixed60m£77,865
5.06%£1,271.306.24%£1,445.67£999Fixed63m£78,744
5.19%£1,292.175.19%£1,292.17£1,145Variable0m£78,775
5.30%£1,309.956.94%£1,558.98£510Fixed62m£79,002
5.08%£1,274.506.74%£1,522.91£1,025Fixed63m£79,498

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)5 Year Total Cost
5.06%£1,270.367.24%£1,600.55£999Fixed62m£77,221
5.11%£1,279.316.49%£1,486.06£1,014Fixed60m£77,273
5.12%£1,280.927.99%£1,725.53£1,010Fixed60m£77,865
5.06%£1,271.306.24%£1,445.67£999Fixed63m£78,744
5.30%£1,309.956.94%£1,558.98£510Fixed62m£79,002
5.29%£1,308.335.74%£1,374.72£1,024Fixed62m£79,254
5.08%£1,274.506.74%£1,522.91£1,025Fixed63m£79,498
5.12%£1,280.926.50%£1,486.58£499Fixed63m£79,683
5.08%£1,274.506.74%£1,522.91£1,025Fixed63m£79,848
5.39%£1,324.576.00%£1,415.66£850Fixed61m£80,424

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeInitial Period (months)5 Year Total Cost
4.35%£1,160.035.74%£1,358.39£1,024Tracker60m£70,456
4.34%£1,158.494.34%£1,158.49£999Tracker0m£70,608
4.70%£1,214.306.31%£1,449.77£1,227Tracker62m£74,215
5.84%£1,398.715.84%£1,398.71£1,694Tracker0m£85,742
6.04%£1,432.206.04%£1,432.20£1,875Tracker0m£87,932
6.04%£1,432.206.04%£1,432.20£1,875Tracker0m£87,932
6.04%£1,432.206.04%£1,432.20£2,125Tracker0m£88,182
6.04%£1,432.206.04%£1,432.20£2,174Tracker0m£88,231
6.10%£1,442.306.10%£1,442.30£1,530Tracker0m£88,243
6.10%£1,442.306.10%£1,442.30£1,530Tracker0m£88,243

This table is based on a residential property value of £500,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 35 years (420 monthly payments).
Source: Mortgage Brain. This information was last revised on 23 Oct 2026 at 03:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.