LenderInitial RateInitial PaymentReverting RateReverting PaymentTypeAPRC5 Year Total Cost
4.64%£845.714.64%£845.71Tracker4.8%£51,842
4.70%£850.876.31%£970.26Tracker5.8%£52,181
4.75%£855.185.74%£928.34Tracker5.5%£52,165
4.89%£867.304.89%£867.30Variable5.1%£52,757
5.19%£893.575.19%£893.57Variable5.4%£53,903

LenderInitial RateInitial PaymentReverting RateReverting PaymentTypeAPRC5 Year Total Cost
5.30%£903.306.94%£1,029.35Fixed6.4%£54,603
5.37%£909.526.50%£995.82Fixed6.2%£54,546
5.41%£913.096.49%£996.22Fixed6.2%£54,300
5.44%£915.767.24%£1,056.12Fixed6.6%£54,396
5.56%£925.567.24%£1,056.46Fixed6.7%£55,034

LenderInitial RateInitial PaymentReverting RateReverting PaymentTypeAPRC5 Year Total Cost
4.64%£845.714.64%£845.71Tracker4.8%£51,842
4.70%£850.876.31%£970.26Tracker5.8%£52,181
4.75%£855.185.74%£928.34Tracker5.5%£52,165
5.94%£960.965.94%£960.96Tracker6.2%£59,477
6.14%£979.336.14%£979.33Tracker6.4%£60,615

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 14 Oct 2026 at 04:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.