LenderInitial RateInitial PaymentReverting RateReverting PaymentTypeAPRC5 Year Total Cost
4.22%£810.096.74%£996.51Fixed5.8%£48,120
4.23%£810.936.49%£974.87Fixed5.6%£49,186
4.29%£815.977.49%£1,055.33Fixed6.2%£48,658
4.31%£817.655.99%£939.49Fixed5.4%£48,664
4.43%£826.997.49%£1,056.69Fixed6.3%£49,119

LenderInitial RateInitial PaymentReverting RateReverting PaymentTypeAPRC5 Year Total Cost
4.22%£810.096.74%£996.51Fixed5.8%£48,120
4.23%£810.936.49%£974.87Fixed5.6%£49,186
4.29%£815.977.49%£1,055.33Fixed6.2%£48,658
4.31%£817.655.99%£939.49Fixed5.4%£48,664
4.43%£826.997.49%£1,056.69Fixed6.3%£49,119

LenderInitial RateInitial PaymentReverting RateReverting PaymentTypeAPRC5 Year Total Cost
4.89%£867.304.89%£867.30Tracker5.1%£53,137
5.00%£876.895.99%£951.16Tracker5.8%£53,467
6.29%£993.226.29%£993.22Tracker6.6%£61,448
6.29%£993.226.29%£993.22Tracker6.6%£61,448
6.29%£993.226.29%£993.22Tracker6.6%£61,647

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 25 Oct 2025 at 06:12 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.