Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
3.72%£1,537.50Fixed£1,0256.74%6.3%£37,925
3.83%£1,555.49Fixed£9996.50%6.1%£38,306
4.04%£1,590.25Variable£1,0197.99%7.5%£39,035
4.05%£1,591.80Fixed£156.49%6.2%£38,218
4.08%£1,596.79Fixed£06.74%6.4%£38,422
4.09%£1,598.46Variable£6754.09%4.2%£39,038
4.09%£1,598.46Variable£6754.09%4.2%£39,038
4.15%£1,608.46Fixed£256.49%6.3%£38,727
4.21%£1,618.50Fixed£176.24%6.0%£38,511
4.25%£1,625.21Tracker£255.74%5.6%£39,110

Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
3.72%£1,537.50Fixed£1,0256.74%6.3%£37,925
3.83%£1,555.49Fixed£9996.50%6.1%£38,306
4.05%£1,591.80Fixed£156.49%6.2%£38,218
4.08%£1,596.79Fixed£06.74%6.4%£38,422
4.15%£1,608.46Fixed£256.49%6.3%£38,727
4.21%£1,618.50Fixed£176.24%6.0%£38,511
4.29%£1,631.94Fixed£9957.24%6.8%£39,912
4.30%£1,633.62Fixed£357.74%7.2%£39,506
4.32%£1,637.10Fixed£1,0197.99%7.5%£39,409
4.39%£1,648.82Fixed£9997.64%7.2%£40,616

Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
3.94%£1,573.59Tracker£1,0146.49%6.2%£38,780
3.96%£1,575.42Tracker£1,5997.24%6.8%£39,409
3.99%£1,581.85Tracker£1,0166.24%6.0%£38,630
4.04%£1,590.14Tracker£9956.29%6.1%£39,158
4.04%£1,590.14Tracker£1,0246.49%6.3%£39,286
4.10%£1,600.12Tracker£1,0347.74%7.2%£39,701
4.25%£1,625.21Tracker£255.74%5.6%£39,110
4.25%£1,625.21Tracker£9996.50%6.3%£40,229
4.26%£1,626.89Tracker£306.74%6.4%£39,075
4.32%£1,637.00Tracker£1,0306.74%6.2%£40,408

This table is based on a residential property value of £500,000 and a mortgage secured against that property of £300,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 12 Mar 2026 at 03:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.