Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
3.99%£1,581.85Tracker£1,0245.74%5.6%£39,068
4.03%£1,588.48Tracker£9996.50%6.2%£39,348
4.05%£1,591.80Tracker£1,0166.24%6.0%£38,869
4.06%£1,591.96Tracker£1,5997.24%6.8%£39,806
4.09%£1,598.46Tracker£1,0146.49%6.2%£39,377
4.10%£1,600.12Tracker£1,0256.74%6.4%£39,428
4.14%£1,606.79Tracker£1,0246.49%6.3%£39,686
4.19%£1,615.15Tracker£1,0347.74%7.2%£40,062
4.25%£1,625.21Tracker£9956.29%6.1%£40,000
4.45%£1,658.99Tracker£86.80%6.4%£39,889

Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
4.54%£1,674.32Fixed£9957.24%6.9%£40,929
4.54%£1,674.32Fixed£9996.50%6.3%£41,158
4.64%£1,691.43Fixed£1,0347.74%7.3%£41,892
4.65%£1,693.14Fixed£1,5106.94%6.7%£42,040
4.69%£1,700.02Fixed£9036.80%6.4%£41,768
4.70%£1,701.74Fixed£176.24%6.1%£40,509
4.75%£1,710.35Fixed£156.49%6.3%£41,063
4.77%£1,713.80Fixed£306.74%6.5%£41,161
4.77%£1,713.80Fixed£256.49%6.4%£41,255
4.79%£1,717.26Fixed£117.99%7.6%£41,225

Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
3.99%£1,581.85Tracker£1,0245.74%5.6%£39,068
4.03%£1,588.48Tracker£9996.50%6.2%£39,348
4.05%£1,591.80Tracker£1,0166.24%6.0%£38,869
4.06%£1,591.96Tracker£1,5997.24%6.8%£39,806
4.09%£1,598.46Tracker£1,0146.49%6.2%£39,377
4.10%£1,600.12Tracker£1,0256.74%6.4%£39,428
4.14%£1,606.79Tracker£1,0246.49%6.3%£39,686
4.19%£1,615.15Tracker£1,0347.74%7.2%£40,062
4.25%£1,625.21Tracker£9956.29%6.1%£40,000
4.45%£1,658.99Tracker£86.80%6.4%£39,889

This table is based on a residential property value of £500,000 and a mortgage secured against that property of £300,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 01 Sep 2026 at 03:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.