Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
3.99%£1,581.85Tracker£1,0245.74%5.6%£39,068
4.03%£1,588.48Tracker£9996.50%6.2%£39,348
4.05%£1,591.80Tracker£1,0166.24%6.0%£38,869
4.06%£1,591.96Tracker£1,5997.24%6.8%£39,806
4.09%£1,598.46Tracker£1,0146.49%6.2%£39,377
4.14%£1,606.79Tracker£1,0246.49%6.3%£39,686
4.14%£1,606.79Tracker£9956.29%6.1%£39,558
4.19%£1,615.15Tracker£1,0347.74%7.2%£40,062
4.24%£1,623.53Variable£9997.24%6.6%£40,064
4.41%£1,652.21Fixed£117.99%7.5%£39,664

Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
4.41%£1,652.21Fixed£117.99%7.5%£39,664
4.50%£1,665.86Fixed£1007.24%6.9%£40,081
4.68%£1,698.30Fixed£176.24%6.1%£43,007
4.69%£1,700.02Fixed£255.74%5.7%£40,905
4.81%£1,720.72Fixed£156.49%6.3%£41,312
4.89%£1,734.60Fixed£07.74%7.4%£41,730
5.05%£1,762.52Fixed£1,0106.94%6.8%£43,205
5.09%£1,769.54Fixed£1,0116.35%6.3%£43,480
5.09%£1,769.54Fixed£9997.64%7.4%£43,513
5.24%£1,796.09Fixed£1,0197.99%7.7%£43,225

Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
3.99%£1,581.85Tracker£1,0245.74%5.6%£39,068
4.03%£1,588.48Tracker£9996.50%6.2%£39,348
4.05%£1,591.80Tracker£1,0166.24%6.0%£38,869
4.06%£1,591.96Tracker£1,5997.24%6.8%£39,806
4.09%£1,598.46Tracker£1,0146.49%6.2%£39,377
4.10%£1,600.12Tracker£1,0256.74%6.4%£40,142
4.14%£1,606.79Tracker£9956.29%6.1%£39,558
4.14%£1,606.79Tracker£1,0246.49%6.3%£39,686
4.19%£1,615.15Tracker£1,0347.74%7.2%£40,062
4.44%£1,657.30Tracker£9957.24%6.8%£40,520

This table is based on a residential property value of £500,000 and a mortgage secured against that property of £300,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 23 Jul 2026 at 03:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.