| Initial Rate | Initial Payment | Type | Total Fees | Reverting Rate | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £1,581.85 | Tracker | £1,024 | 5.74% | 5.6% | £39,068 | 27708 | 115 | 1024 | Barclays |
| 4.03% | £1,588.48 | Tracker | £999 | 6.50% | 6.2% | £39,348 | 37563 | 1 | 999 | Santander |
| 4.05% | £1,591.80 | Tracker | £1,016 | 6.24% | 6.0% | £38,869 | 23064 | 344 | 1016 | HSBC Intermediary |
| 4.06% | £1,591.96 | Tracker | £1,599 | 7.24% | 6.8% | £39,806 | 3137 | 42 | 1599 | Halifax |
| 4.09% | £1,598.46 | Tracker | £1,014 | 6.49% | 6.2% | £39,377 | 26926 | 75 | 1014 | Nationwide B.Soc |
| 4.10% | £1,600.12 | Tracker | £1,025 | 6.74% | 6.4% | £40,142 | 94427 | 207 | 1025 | NatWest |
| 4.14% | £1,606.79 | Tracker | £1,024 | 6.49% | 6.3% | £39,686 | 57252 | 80 | 1024 | Virgin Money |
| 4.19% | £1,615.15 | Tracker | £1,034 | 7.74% | 7.2% | £40,062 | 19554 | 57 | 1034 | Leeds B Society |
| 4.34% | £1,640.37 | Tracker | £999 | 4.34% | 4.5% | £40,468 | 56819 | 474 | 999 | Co-operative Bank |
| 4.34% | £1,640.37 | Tracker | £995 | 6.29% | 6.1% | £40,364 | 610 | 140 | 995 | Skipton B.Society |
| Initial Rate | Initial Payment | Type | Total Fees | Reverting Rate | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.62% | £1,688.00 | Fixed | £999 | 6.50% | 6.3% | £41,486 | 19758 | 1 | 999 | Santander |
| 4.64% | £1,691.43 | Fixed | £11 | 7.99% | 7.6% | £40,605 | 26133 | 71 | 11 | Monmouthshire |
| 4.65% | £1,693.14 | Fixed | £1,510 | 6.94% | 6.7% | £42,040 | 29167 | 628 | 1510 | Bank of Ireland |
| 4.76% | £1,712.08 | Fixed | £17 | 6.24% | 6.1% | £40,757 | 54818 | 344 | 17 | HSBC Intermediary |
| 4.77% | £1,713.80 | Fixed | £30 | 6.74% | 6.5% | £43,313 | 23040 | 207 | 30 | NatWest |
| 4.78% | £1,715.53 | Fixed | £15 | 6.49% | 6.3% | £41,188 | 99108 | 75 | 15 | Nationwide B.Soc |
| 4.78% | £1,715.53 | Fixed | £25 | 5.74% | 5.7% | £41,278 | 6702 | 115 | 25 | Barclays |
| 4.82% | £1,722.45 | Fixed | £25 | 6.49% | 6.4% | £41,463 | 57270 | 80 | 25 | Virgin Money |
| 5.09% | £1,769.54 | Fixed | £0 | 7.74% | 7.4% | £42,569 | 25578 | 156 | 0 | Scottish B.Soc |
| 5.24% | £1,796.09 | Fixed | £1,019 | 7.99% | 7.7% | £43,225 | 16804 | 198 | 1019 | Furness B.Soc |
| Initial Rate | Initial Payment | Type | Total Fees | Reverting Rate | APRC | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £1,581.85 | Tracker | £1,024 | 5.74% | 5.6% | £39,068 | 27708 | 115 | 1024 | Barclays |
| 4.03% | £1,588.48 | Tracker | £999 | 6.50% | 6.2% | £39,348 | 37563 | 1 | 999 | Santander |
| 4.05% | £1,591.80 | Tracker | £1,016 | 6.24% | 6.0% | £38,869 | 23064 | 344 | 1016 | HSBC Intermediary |
| 4.06% | £1,591.96 | Tracker | £1,599 | 7.24% | 6.8% | £39,806 | 3137 | 42 | 1599 | Halifax |
| 4.09% | £1,598.46 | Tracker | £1,014 | 6.49% | 6.2% | £39,377 | 26926 | 75 | 1014 | Nationwide B.Soc |
| 4.10% | £1,600.12 | Tracker | £1,025 | 6.74% | 6.4% | £40,142 | 94427 | 207 | 1025 | NatWest |
| 4.14% | £1,606.79 | Tracker | £1,024 | 6.49% | 6.3% | £39,686 | 57252 | 80 | 1024 | Virgin Money |
| 4.19% | £1,615.15 | Tracker | £1,034 | 7.74% | 7.2% | £40,062 | 19554 | 57 | 1034 | Leeds B Society |
| 4.34% | £1,640.37 | Tracker | £995 | 6.29% | 6.1% | £40,364 | 610 | 140 | 995 | Skipton B.Society |
| 4.34% | £1,640.37 | Tracker | £999 | 4.34% | 4.5% | £40,468 | 56819 | 474 | 999 | Co-operative Bank |
This table is based on a residential property value of £500,000 and a mortgage secured against that property of £300,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Aug 2026 at 03:57 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.