Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
3.96%£1,575.42Tracker£1,5997.24%6.8%£39,409
4.09%£1,598.46Variable£6754.09%4.2%£39,038
4.09%£1,598.46Variable£6754.09%4.2%£39,038
4.14%£1,606.79Tracker£1,0146.49%6.2%£39,577
4.24%£1,623.53Variable£9997.24%6.6%£40,064
4.25%£1,625.21Tracker£255.74%5.6%£39,110
4.34%£1,640.48Variable£1,0197.99%7.5%£40,241
4.34%£1,640.37Variable£4907.34%7.0%£40,059
4.39%£1,648.82Tracker£1,0166.24%6.1%£40,238
4.40%£1,650.52Tracker£86.80%6.3%£39,685

Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
4.75%£1,710.35Fixed£1,0256.74%6.5%£42,073
4.81%£1,719.00Fixed£1,0997.24%7.0%£42,105
4.86%£1,729.39Fixed£9036.80%6.5%£42,473
4.87%£1,731.12Fixed£9996.50%6.4%£42,521
4.95%£1,745.04Fixed£156.49%6.4%£41,896
5.15%£1,780.09Fixed£255.74%5.8%£42,827
5.16%£1,781.85Fixed£156.94%6.8%£42,974
5.19%£1,787.14Fixed£07.74%7.5%£42,991
5.24%£1,795.97Fixed£357.74%7.4%£43,402
5.28%£1,803.06Fixed£176.24%6.2%£42,940

Initial RateInitial PaymentTypeTotal FeesReverting RateAPRC2 Year Total Cost
3.96%£1,575.42Tracker£1,5997.24%6.8%£39,409
4.14%£1,606.79Tracker£1,0146.49%6.2%£39,577
4.25%£1,625.21Tracker£255.74%5.6%£39,110
4.34%£1,640.37Tracker£9994.34%4.5%£40,468
4.39%£1,648.82Tracker£1,0166.24%6.1%£40,238
4.39%£1,648.82Tracker£9956.29%6.1%£40,567
4.40%£1,650.52Tracker£86.80%6.3%£39,685
4.49%£1,665.80Tracker£1,0306.74%6.3%£41,099
4.69%£1,700.02Tracker£306.74%6.5%£40,830
4.74%£1,708.63Tracker£9957.24%7.0%£41,752

This table is based on a residential property value of £500,000 and a mortgage secured against that property of £300,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 06 Apr 2026 at 03:25 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.