Best Buys

Initial Rate	Initial Payment	Total Fees	Type	APRC	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£712.08	£1,599	Tracker	6.9%	£18,689	107213	42	1599	Halifax
4.01%	£716.99	£1,024	Tracker	5.7%	£18,312	36404	115	1024	Barclays
4.09%	£723.93	£575	Variable	4.2%	£17,949	27376	48	575	Ecology B.Soc
4.14%	£728.28	£1,014	Tracker	6.3%	£18,493	108135	75	1014	Nationwide B.Soc
4.24%	£737.03	£1,024	Tracker	6.4%	£18,812	117579	80	1024	Virgin Money
4.24%	£737.03	£999	Variable	6.8%	£18,788	104924	190	999	Bath Inv. + B.Soc.
4.25%	£737.91	£903	Tracker	6.4%	£20,126	9196	90	903	Principality
4.34%	£745.83	£999	Tracker	4.5%	£18,999	55113	474	999	Co-operative Bank
4.34%	£745.83	£385	Variable	7.0%	£18,485	23213	6	385	Beverley BS
4.39%	£750.26	£1,016	Tracker	6.2%	£19,022	99507	344	1016	HSBC Intermediary

Initial Rate	Initial Payment	Total Fees	Type	APRC	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.64%	£771.89	£1,099	Fixed	7.0%	£19,624	11979	42	1099	Halifax
4.71%	£778.86	£1,014	Fixed	6.4%	£19,707	107396	75	1014	Nationwide B.Soc
4.74%	£781.57	£1,995	Fixed	5.9%	£29,468	119560	140	1995	Skipton B.Society
4.75%	£782.47	£999	Fixed	6.4%	£21,206	72	1	999	Santander
4.75%	£782.47	£1,025	Fixed	6.6%	£19,804	105591	207	1025	NatWest
4.77%	£784.28	£1,016	Fixed	6.2%	£19,839	6616	344	1016	HSBC Intermediary
4.78%	£785.19	£1,510	Fixed	6.8%	£20,550	4991	628	1510	Bank of Ireland
4.86%	£792.45	£1,530	Fixed	6.2%	£26,453	182	360	1530	Accord Mortgages
4.94%	£799.74	£995	Fixed	7.1%	£20,189	3896	313	995	TSB Bank
4.94%	£799.74	£995	Fixed	6.9%	£24,651	113588	156	995	Scottish B.Soc

Initial Rate	Initial Payment	Total Fees	Type	APRC	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£712.08	£1,599	Tracker	6.9%	£18,689	107213	42	1599	Halifax
4.01%	£716.99	£1,024	Tracker	5.7%	£18,312	36404	115	1024	Barclays
4.14%	£728.28	£1,014	Tracker	6.3%	£18,493	108135	75	1014	Nationwide B.Soc
4.24%	£737.03	£1,024	Tracker	6.4%	£18,812	117579	80	1024	Virgin Money
4.25%	£737.91	£903	Tracker	6.4%	£20,126	9196	90	903	Principality
4.34%	£745.83	£999	Tracker	4.5%	£18,999	55113	474	999	Co-operative Bank
4.39%	£750.26	£1,016	Tracker	6.2%	£19,022	99507	344	1016	HSBC Intermediary
4.39%	£750.26	£995	Tracker	6.2%	£19,001	4082	140	995	Skipton B.Society
4.47%	£757.36	£1,025	Tracker	6.6%	£19,202	106517	207	1025	NatWest
4.49%	£759.14	£1,030	Tracker	6.4%	£19,339	56339	360	1030	Accord Mortgages

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).

Source: Mortgage Brain. This information was last revised on 17 Apr 2026 at 03:35 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.