LenderInitial RateInitial PaymentTotal FeesTypeAPRC2 Year Total Cost
3.96%£712.08£1,599Tracker6.9%£18,689
3.99%£715.26£1,024Tracker5.6%£18,270
4.05%£720.45£1,016Tracker6.1%£18,307
4.08%£723.06£999Tracker6.3%£18,577
4.09%£723.93£1,034Tracker7.3%£18,672
4.09%£723.93£575Variable4.2%£17,949
4.10%£724.80£1,025Tracker6.5%£18,782
4.14%£728.28£1,014Tracker6.3%£18,493
4.14%£728.28£995Tracker6.1%£18,474
4.24%£737.03£1,024Tracker6.4%£18,812

LenderInitial RateInitial PaymentTotal FeesTypeAPRC2 Year Total Cost
4.30%£742.31£924Fixed5.7%£21,717
4.30%£742.31£1,016Fixed6.1%£18,831
4.34%£745.83£1,014Fixed6.4%£18,914
4.37%£747.85£1,099Fixed6.9%£20,497
4.42%£752.91£1,499Fixed5.9%£26,793
4.44%£754.69£1,025Fixed6.5%£20,225
4.44%£754.69£995Fixed7.0%£19,108
4.49%£759.14£1,024Fixed5.9%£25,144
4.52%£761.81£1,007Fixed6.4%£22,317
4.56%£765.38£1,495Fixed6.2%£21,315

LenderInitial RateInitial PaymentTotal FeesTypeAPRC2 Year Total Cost
3.96%£712.08£1,599Tracker6.9%£18,689
3.99%£715.26£1,024Tracker5.6%£18,270
4.05%£720.45£1,016Tracker6.1%£18,307
4.08%£723.06£999Tracker6.3%£18,577
4.09%£723.93£1,034Tracker7.3%£18,672
4.10%£724.80£1,025Tracker6.5%£18,782
4.14%£728.28£995Tracker6.1%£18,474
4.14%£728.28£1,014Tracker6.3%£18,493
4.24%£737.03£1,024Tracker6.4%£18,812
4.25%£737.91£1,227Tracker6.1%£19,791

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 22 Jun 2026 at 03:16 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.