LenderInitial RateInitial PaymentTotal FeesTypeAPRC5 Year Total Cost
3.78%£644.51£1,025Fixed6.0%£40,732
3.87%£652.52£2,034Fixed6.6%£41,449
3.92%£656.98£0Fixed5.9%£40,783
3.95%£659.67£15Fixed5.9%£39,095
3.96%£660.57£0Fixed5.7%£38,984
4.00%£664.16£25Fixed5.4%£39,455
4.14%£676.82£0Fixed6.4%£40,309
4.16%£678.63£8Fixed6.0%£41,685
4.17%£679.63£1,019Fixed6.9%£41,647
4.19%£681.36£0Fixed6.6%£40,732

LenderInitial RateInitial PaymentTotal FeesTypeAPRC5 Year Total Cost
3.78%£644.51£1,025Fixed6.0%£40,732
3.87%£652.52£2,034Fixed6.6%£41,449
3.92%£656.98£0Fixed5.9%£40,783
3.95%£659.67£15Fixed5.9%£39,095
3.96%£660.57£0Fixed5.7%£38,984
4.00%£664.16£25Fixed5.4%£39,455
4.14%£676.82£0Fixed6.4%£40,309
4.16%£678.63£8Fixed6.0%£41,685
4.17%£679.63£1,019Fixed6.9%£41,647
4.19%£681.36£0Fixed6.6%£40,732

LenderInitial RateInitial PaymentTotal FeesTypeAPRC5 Year Total Cost
4.59%£718.27£999Tracker4.7%£44,195
4.60%£719.20£1,024Tracker5.7%£44,006
6.19%£874.51£1,765Tracker6.5%£54,361
6.45%£901.09£1,729Tracker6.8%£55,969

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 35 years (420 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Dec 2025 at 06:53 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.