LenderInitial RateInitial PaymentTotal FeesTypeAPRC2 Year Total Cost
3.99%£715.26£1,024Tracker5.6%£18,270
4.05%£720.45£1,016Tracker6.1%£18,307
4.06%£720.72£1,599Tracker6.9%£18,896
4.08%£723.06£999Tracker6.3%£18,577
4.09%£723.93£1,014Tracker6.3%£18,388
4.10%£724.80£1,025Tracker6.5%£18,420
4.19%£732.65£1,034Tracker7.3%£18,882
4.24%£737.03£1,024Tracker6.4%£18,812
4.25%£737.91£995Tracker6.2%£18,705
4.25%£737.91£903Tracker6.4%£18,678

LenderInitial RateInitial PaymentTotal FeesTypeAPRC2 Year Total Cost
4.52%£761.81£1,499Fixed6.4%£19,757
4.55%£764.49£924Fixed5.7%£22,254
4.55%£764.49£1,016Fixed5.8%£23,281
4.58%£767.17£1,010Fixed6.9%£23,776
4.60%£768.31£1,099Fixed7.0%£20,990
4.61%£769.86£1,025Fixed6.1%£25,307
4.64%£772.56£1,014Fixed6.0%£23,910
4.67%£775.25£1,510Fixed6.8%£23,215
4.69%£777.06£995Fixed7.0%£19,644
4.76%£783.38£1,007Fixed6.4%£22,838

LenderInitial RateInitial PaymentTotal FeesTypeAPRC2 Year Total Cost
3.99%£715.26£1,024Tracker5.6%£18,270
4.05%£720.45£1,016Tracker6.1%£18,307
4.06%£720.72£1,599Tracker6.9%£18,896
4.08%£723.06£999Tracker6.3%£18,577
4.09%£723.93£1,014Tracker6.3%£18,388
4.10%£724.80£1,025Tracker6.5%£18,420
4.19%£732.65£1,034Tracker7.3%£18,882
4.24%£737.03£1,024Tracker6.4%£18,812
4.25%£737.91£995Tracker6.2%£18,705
4.25%£737.91£903Tracker6.4%£18,678

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).
Source: Mortgage Brain. This information was last revised on 11 Sep 2026 at 04:02 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.