Best Buys

Initial Rate	Initial Payment	Total Fees	Type	APRC	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.19%	£273.75	£10,925	Fixed	8.6%	£17,585	31883	172	10925	CHL Mortgages
2.44%	£305.00	£10,222	Fixed	6.6%	£17,692	28333	1245	10222	Molo Finance
2.49%	£311.25	£11,280	Fixed	8.8%	£18,805	61718	1048	11280	Zephyr Homeloans
2.49%	£311.25	£4,855	Fixed	7.4%	£12,325	27247	168	4855	The Mortgage Works
2.55%	£318.75	£4,600	Fixed	7.6%	£13,750	26543	123	4600	BM Solutions
2.57%	£321.25	£8,040	Fixed	8.2%	£20,445	48217	523	8040	Vida Homeloans
2.79%	£348.75	£11,104	Fixed	8.7%	£19,649	20731	957	11104	West One
2.79%	£348.75	£8,430	Fixed	8.6%	£16,900	28810	1393	8430	ModaMortgages
2.79%	£348.75	£8,069	Fixed	7.2%	£16,565	75841	429	8069	Landbay
2.79%	£348.75	£4,525	Fixed	7.2%	£12,994	27126	80	4525	Virgin Money

Initial Rate	Initial Payment	Total Fees	Type	APRC	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.19%	£273.75	£10,925	Fixed	8.6%	£17,585	31883	172	10925	CHL Mortgages
2.44%	£305.00	£10,222	Fixed	6.6%	£17,692	28333	1245	10222	Molo Finance
2.49%	£311.25	£4,855	Fixed	7.4%	£12,325	27247	168	4855	The Mortgage Works
2.49%	£311.25	£11,280	Fixed	8.8%	£18,805	61718	1048	11280	Zephyr Homeloans
2.55%	£318.75	£4,600	Fixed	7.6%	£13,750	26543	123	4600	BM Solutions
2.57%	£321.25	£8,040	Fixed	8.2%	£20,445	48217	523	8040	Vida Homeloans
2.79%	£348.75	£8,069	Fixed	7.2%	£16,565	75841	429	8069	Landbay
2.79%	£348.75	£4,525	Fixed	7.2%	£12,994	27126	80	4525	Virgin Money
2.79%	£348.75	£11,104	Fixed	8.7%	£19,649	20731	957	11104	West One
2.79%	£348.75	£8,430	Fixed	8.6%	£16,900	28810	1393	8430	ModaMortgages

Initial Rate	Initial Payment	Total Fees	Type	APRC	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.85%	£481.25	£7,925	Tracker	8.7%	£19,565	72585	172	7925	CHL Mortgages
3.99%	£498.75	£4,515	Tracker	8.1%	£16,485	27067	168	4515	The Mortgage Works
4.02%	£502.50	£2,016	Tracker	7.1%	£14,076	335	344	2016	HSBC Intermediary
4.09%	£511.25	£5,069	Tracker	7.3%	£17,465	75859	429	5069	Landbay
4.18%	£522.50	£2,030	Tracker	6.6%	£15,160	71486	360	2030	Accord Mortgages
4.20%	£525.00	£1,600	Tracker	7.7%	£14,200	52938	123	1600	BM Solutions
4.27%	£533.75	£1,515	Tracker	6.2%	£14,325	75520	140	1515	Skipton B.Society
4.44%	£555.00	£995	Tracker	7.8%	£14,315	51272	313	995	TSB Bank
4.45%	£556.25	£1,020	Tracker	7.3%	£14,469	26656	80	1020	Virgin Money
4.49%	£561.25	£1,183	Tracker	4.6%	£14,753	12721	474	1183	Co-operative Bank

This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £150,000 (assuming no fees added), with an expected monthly rental income of £1,500. This is calculated on an interest only basis over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Feb 2026 at 03:45 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.