LenderInitial RateInitial PaymentTotal FeesTypeAPRC5 Year Total Cost
4.94%£1,076.02£999Tracker5.1%£65,660
5.19%£1,113.41£970Variable5.3%£67,875
5.23%£1,119.44£924Fixed5.7%£68,170
5.24%£1,120.95£0Variable6.8%£67,357
5.25%£1,122.46£1,499Fixed6.3%£68,822
5.28%£1,126.99£1,016Fixed6.1%£70,576
5.31%£1,131.54£1,024Fixed6.3%£69,015
5.31%£1,131.54£1,014Fixed6.3%£68,906
5.31%£1,131.54£1,007Fixed6.3%£73,338
5.35%£1,137.61£1,025Fixed6.5%£71,439

LenderInitial RateInitial PaymentTotal FeesTypeAPRC5 Year Total Cost
5.23%£1,119.44£924Fixed5.7%£68,170
5.25%£1,122.46£1,499Fixed6.3%£68,822
5.28%£1,126.99£1,016Fixed6.1%£70,576
5.31%£1,131.54£1,014Fixed6.3%£68,906
5.31%£1,131.54£1,024Fixed6.3%£69,015
5.31%£1,131.54£1,007Fixed6.3%£73,338
5.35%£1,137.61£1,025Fixed6.5%£71,439
5.36%£1,139.13£999Fixed6.4%£71,605
5.36%£1,139.13£1,010Fixed7.3%£69,358
5.38%£1,142.17£15Fixed6.6%£68,740

LenderInitial RateInitial PaymentTotal FeesTypeAPRC5 Year Total Cost
4.94%£1,076.02£999Tracker5.1%£65,660
6.84%£1,372.15£1,765Tracker7.1%£84,219
7.60%£1,497.31£1,815Tracker7.9%£91,829

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 40 years (480 monthly payments).
Source: Mortgage Brain. This information was last revised on 06 Oct 2026 at 04:20 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.