LenderInitial RateReverting RateTotal FeesAPRC3 Year Total Cost
4.34%4.34%£9994.5%£32,594
4.35%5.74%£1,0245.3%£32,381
4.59%6.00%£8505.8%£33,261
4.69%4.69%£7694.8%£33,409
5.09%7.94%£1,2997.4%£35,374
5.19%5.19%£2,0595.5%£35,467
5.19%5.19%£1,3395.4%£34,652
5.19%5.19%£1,0255.4%£35,438
5.29%7.24%£06.9%£34,103
5.34%6.49%£156.3%£34,338

LenderInitial RateReverting RateTotal FeesAPRC3 Year Total Cost
4.88%5.74%£255.6%£35,864
4.99%7.99%£116.9%£36,641
5.00%6.24%£05.9%£35,715
5.04%7.24%£9996.8%£36,018
5.29%7.24%£06.9%£34,103
5.34%6.49%£156.3%£34,338
5.39%6.00%£8506.0%£35,944
5.39%6.50%£06.3%£36,470
5.42%6.29%£06.2%£36,598
5.53%6.80%£86.5%£35,548

LenderInitial RateReverting RateTotal FeesAPRC3 Year Total Cost
4.34%4.34%£9994.5%£32,594
4.35%5.74%£1,0245.3%£32,381
5.49%5.49%£1,3395.7%£35,676
5.84%5.84%£1,6946.1%£38,369
5.90%5.90%£1246.1%£36,624
5.90%5.90%£3746.1%£36,874
5.90%5.90%£5106.1%£37,010
5.90%5.90%£5106.1%£37,010
5.90%5.90%£7096.1%£37,209
5.90%5.90%£7096.1%£37,209

This table is based on a residential property value of £270,000 and a mortgage secured against that property of £160,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Sep 2026 at 04:08 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.