LenderInitial RateReverting RateTotal FeesAPRC3 Year Total Cost
4.35%5.74%£1,0245.3%£32,381
4.39%6.00%£05.7%£31,757
4.69%4.69%£1,0744.9%£33,714
4.70%7.24%£9996.7%£33,390
4.85%6.50%£06.2%£34,640
4.89%6.49%£1,0146.3%£33,818
4.95%4.95%£5255.1%£34,130
5.16%7.60%£4997.2%£34,811
5.19%5.19%£1,5745.4%£34,887
5.29%6.94%£156.7%£34,363

LenderInitial RateReverting RateTotal FeesAPRC3 Year Total Cost
4.67%5.74%£1,0245.6%£33,328
4.70%7.24%£9996.7%£33,390
4.85%6.50%£06.2%£34,640
4.89%6.49%£1,0146.3%£33,818
4.92%6.29%£06.0%£34,899
4.94%7.24%£06.7%£35,414
4.95%6.80%£86.3%£35,073
4.99%6.00%£8505.9%£34,589
5.29%6.94%£156.7%£34,363
5.39%8.24%£3247.7%£35,153

LenderInitial RateReverting RateTotal FeesAPRC3 Year Total Cost
4.35%5.74%£1,0245.3%£32,381
5.49%5.49%£1,5745.7%£35,911
5.84%5.84%£1,6946.1%£38,369
5.84%5.84%£1,7656.1%£38,440
5.90%5.90%£1246.1%£36,624
5.90%5.90%£3746.1%£36,874
5.90%5.90%£5106.1%£37,010
5.90%5.90%£5106.1%£37,010
5.90%5.90%£7096.1%£37,209
5.90%5.90%£7096.1%£37,209

This table is based on a residential property value of £270,000 and a mortgage secured against that property of £160,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 23 Jul 2026 at 03:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.