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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.09%£532.824.09%£532.82£575Variable4.2%£19,757
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
5.20%£596.306.49%£667.21£15Fixed6.3%£20,982
4.59%£560.956.00%£636.12£850Variable5.9%£21,144

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
5.20%£596.306.49%£667.21£15Fixed6.3%£20,982
4.69%£573.036.60%£670.14£30Fixed6.0%£21,398
5.50%£614.096.24%£654.69£0Fixed6.2%£21,732
4.84%£575.316.24%£644.79£0Fixed5.8%£21,741
4.99%£584.016.94%£691.20£1,010Fixed6.7%£21,929

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
5.84%£634.565.84%£634.56£1,730Tracker6.2%£24,699
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 29 May 2026 at 03:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.