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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.39%£549.616.00%£634.87£0Variable5.7%£19,886
4.94%£581.106.49%£665.60£15Fixed6.2%£20,435
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
5.19%£595.715.19%£595.71£589Variable5.4%£21,035

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.94%£581.106.49%£665.60£15Fixed6.2%£20,435
4.66%£571.286.60%£669.80£30Fixed6.0%£21,320
5.29%£601.616.94%£692.89£15Fixed6.6%£21,368
5.40%£608.136.24%£654.07£0Fixed6.2%£21,518
4.79%£572.426.24%£644.25£0Fixed5.8%£21,637

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
5.49%£613.495.49%£613.49£1,289Discount5.8%£22,375
5.84%£634.565.84%£634.56£1,730Tracker6.2%£24,699
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 28 Aug 2026 at 04:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.