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Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.39%£549.616.00%£634.87£0Variable5.7%£19,886
4.84%£575.316.49%£664.97£15Fixed6.2%£20,226
4.84%£575.317.24%£707.45£0Fixed6.7%£20,411
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
4.85%£575.886.50%£665.05£0Fixed6.2%£20,707

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.84%£575.316.49%£664.97£15Fixed6.2%£20,226
4.84%£575.317.24%£707.45£0Fixed6.7%£20,411
4.85%£575.886.50%£665.05£0Fixed6.2%£20,707
5.02%£585.167.24%£707.53£0Fixed6.8%£20,816
4.81%£573.577.74%£735.91£35Fixed7.1%£20,948

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC3 Year Total Cost
4.35%£547.355.74%£614.77£1,024Tracker5.4%£20,559
4.34%£546.794.34%£546.79£999Tracker4.5%£20,783
5.49%£613.495.49%£613.49£1,574Discount5.8%£22,660
5.84%£634.565.84%£634.56£1,730Tracker6.2%£24,699
6.20%£656.586.20%£656.58£1,729Tracker6.6%£25,541

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 14 Jul 2026 at 03:56 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.