LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
0.50%6.74%£659.64£1,020Fixed5.8%£9,631£354.67
1.04%8.09%£734.40£1,019Fixed6.6%£9,959£378.76
2.22%6.60%£662.02£18Fixed5.9%£10,530£434.65
2.77%7.34%£704.98£20Fixed6.5%£11,663£462.34
3.55%6.75%£675.91£999Fixed6.3%£14,002£503.31
3.63%6.49%£661.36£1,016Fixed6.1%£14,053£507.62
3.69%6.74%£677.70£1,014Fixed6.4%£13,275£510.87
3.71%6.99%£690.78£1,025Fixed6.6%£14,024£511.96
3.72%5.99%£634.20£924Fixed5.8%£13,304£512.50
3.73%7.24%£706.23£1,019Fixed6.8%£13,492£513.04

LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
0.50%6.74%£659.64£1,020Fixed5.8%£9,631£354.67
1.04%8.09%£734.40£1,019Fixed6.6%£9,959£378.76
2.22%6.60%£662.02£18Fixed5.9%£10,530£434.65
2.77%7.34%£704.98£20Fixed6.5%£11,663£462.34
3.55%6.75%£675.91£999Fixed6.3%£14,002£503.31
3.63%6.49%£661.36£1,016Fixed6.1%£14,053£507.62
3.69%6.74%£677.70£1,014Fixed6.4%£13,275£510.87
3.71%6.99%£690.78£1,025Fixed6.6%£14,024£511.96
3.72%5.99%£634.20£924Fixed5.8%£13,304£512.50
3.73%7.24%£706.23£1,019Fixed6.8%£13,492£513.04

LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
4.11%7.49%£721.23£1,599Tracker7.1%£14,401£533.42
4.14%6.75%£680.40£999Tracker6.5%£14,078£535.60
4.19%6.49%£665.43£1,016Tracker6.3%£13,587£538.38
4.19%6.74%£680.05£1,014Tracker6.5%£13,935£538.38
4.19%6.99%£693.37£1,025Tracker6.7%£14,184£538.38
4.21%5.99%£636.74£1,024Tracker5.9%£14,052£539.50
4.29%6.74%£681.97£1,024Tracker6.6%£14,179£543.98
4.47%6.54%£669.58£1,015Tracker6.4%£14,379£554.13
4.49%7.49%£724.68£995Tracker7.1%£14,321£555.27
4.57%6.99%£689.46£1,030Tracker6.5%£14,555£559.81

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 27 Nov 2025 at 06:51 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.