Best Buys

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	6.99%	£675.19	£1,020	Fixed	6.0%	£9,631	£354.67	13209	80	1020	Virgin Money
1.19%	8.24%	£744.52	£1,019	Fixed	6.8%	£10,124	£385.61	2730	198	1019	Furness B.Soc
2.70%	6.75%	£673.28	£18	Fixed	6.1%	£11,108	£458.76	40195	220	18	Kensington
2.77%	7.59%	£722.44	£20	Fixed	6.8%	£11,191	£462.34	67447	803	20	Leek BuildingSociety
3.84%	7.74%	£736.01	£1,099	Fixed	7.2%	£13,544	£518.56	27784	42	1099	Halifax
3.86%	6.99%	£693.24	£1,014	Fixed	6.7%	£13,497	£520.14	52971	75	1014	Nationwide B.Soc
3.88%	6.24%	£644.02	£1,029	Fixed	5.8%	£14,478	£520.75	31684	1369	1029	MPowered Mtgs Resi
3.88%	6.24%	£648.78	£934	Fixed	6.0%	£13,524	£521.23	3525	115	934	Barclays
3.89%	6.74%	£678.16	£1,016	Fixed	6.5%	£13,539	£521.78	40275	344	1016	HSBC Intermediary
3.90%	6.75%	£678.30	£999	Fixed	6.4%	£13,760	£522.33	8198	1	999	Santander

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	6.99%	£675.19	£1,020	Fixed	6.0%	£9,631	£354.67	13209	80	1020	Virgin Money
1.19%	8.24%	£744.52	£1,019	Fixed	6.8%	£10,124	£385.61	2730	198	1019	Furness B.Soc
2.70%	6.75%	£673.28	£18	Fixed	6.1%	£11,108	£458.76	40195	220	18	Kensington
2.77%	7.59%	£722.44	£20	Fixed	6.8%	£11,191	£462.34	67447	803	20	Leek BuildingSociety
3.84%	7.74%	£736.01	£1,099	Fixed	7.2%	£13,544	£518.56	27784	42	1099	Halifax
3.86%	6.99%	£693.24	£1,014	Fixed	6.7%	£13,497	£520.14	52971	75	1014	Nationwide B.Soc
3.88%	6.24%	£648.78	£934	Fixed	6.0%	£13,524	£521.23	3525	115	934	Barclays
3.88%	6.24%	£644.02	£1,029	Fixed	5.8%	£14,478	£520.75	31684	1369	1029	MPowered Mtgs Resi
3.89%	6.74%	£678.16	£1,016	Fixed	6.5%	£13,539	£521.78	40275	344	1016	HSBC Intermediary
3.90%	6.75%	£678.30	£999	Fixed	6.4%	£13,760	£522.33	8198	1	999	Santander

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
4.36%	7.74%	£738.85	£1,599	Tracker	7.4%	£14,736	£547.39	28566	42	1599	Halifax
4.39%	6.75%	£681.54	£999	Tracker	6.6%	£14,415	£549.61	35061	1	999	Santander
4.44%	6.74%	£681.18	£1,016	Tracker	6.6%	£13,774	£552.43	39410	344	1016	HSBC Intermediary
4.44%	6.99%	£695.97	£1,014	Tracker	6.8%	£14,272	£552.43	14848	75	1014	Nationwide B.Soc
4.44%	7.24%	£709.95	£1,025	Tracker	7.0%	£14,283	£552.43	7116	207	1025	NatWest
4.46%	6.24%	£652.13	£1,034	Tracker	6.2%	£14,399	£553.56	25403	115	1034	Barclays
4.60%	6.99%	£698.63	£1,020	Tracker	6.9%	£14,595	£561.52	15617	80	1020	Virgin Money
4.74%	7.74%	£741.62	£995	Tracker	7.4%	£14,664	£569.54	49166	313	995	TSB Bank
4.76%	6.54%	£667.66	£1,015	Tracker	6.3%	£14,767	£570.69	26346	140	1015	Skipton B.Society
4.84%	4.84%	£575.31	£999	Tracker	5.1%	£14,906	£575.31	31550	474	999	Co-operative Bank

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 03 Jul 2025 at 08:10 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.