Best Buys

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	8.09%	£740.58	£1,019	Fixed	6.9%	£9,604	£363.96	5728	198	1019	Furness B.Soc
2.46%	7.34%	£704.81	£20	Fixed	6.5%	£10,813	£446.60	34017	803	20	Leek BuildingSociety
2.79%	6.50%	£659.28	£18	Fixed	5.9%	£11,219	£463.36	4796	220	18	Kensington
3.51%	6.74%	£675.11	£1,025	Fixed	6.3%	£13,764	£501.16	49250	207	1025	NatWest
3.53%	6.24%	£646.09	£1,016	Fixed	5.9%	£13,923	£502.23	57388	344	1016	HSBC Intermediary
3.55%	7.24%	£704.47	£1,099	Fixed	6.8%	£13,168	£502.86	44059	42	1099	Halifax
3.55%	6.49%	£662.47	£1,014	Fixed	6.2%	£13,093	£503.31	16815	75	1014	Nationwide B.Soc
3.55%	6.50%	£661.50	£999	Fixed	6.1%	£14,002	£503.31	19962	1	999	Santander
3.56%	5.74%	£619.03	£924	Fixed	5.5%	£13,096	£503.85	4515	115	924	Barclays
3.73%	6.49%	£664.66	£920	Fixed	6.3%	£13,332	£513.04	31041	80	920	Virgin Money

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	8.09%	£740.58	£1,019	Fixed	6.9%	£9,604	£363.96	5728	198	1019	Furness B.Soc
2.46%	7.34%	£704.81	£20	Fixed	6.5%	£10,813	£446.60	34017	803	20	Leek BuildingSociety
2.79%	6.50%	£659.28	£18	Fixed	5.9%	£11,219	£463.36	4796	220	18	Kensington
3.51%	6.74%	£675.11	£1,025	Fixed	6.3%	£13,764	£501.16	49250	207	1025	NatWest
3.53%	6.24%	£646.09	£1,016	Fixed	5.9%	£13,923	£502.23	57388	344	1016	HSBC Intermediary
3.55%	6.49%	£662.47	£1,014	Fixed	6.2%	£13,093	£503.31	16815	75	1014	Nationwide B.Soc
3.55%	6.50%	£661.50	£999	Fixed	6.1%	£14,002	£503.31	19962	1	999	Santander
3.55%	7.24%	£704.47	£1,099	Fixed	6.8%	£13,168	£502.86	44059	42	1099	Halifax
3.56%	5.74%	£619.03	£924	Fixed	5.5%	£13,096	£503.85	4515	115	924	Barclays
3.73%	6.49%	£664.66	£920	Fixed	6.3%	£13,332	£513.04	31041	80	920	Virgin Money

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
3.86%	7.24%	£706.16	£1,599	Tracker	6.9%	£14,071	£519.66	26602	42	1599	Halifax
3.89%	6.50%	£664.64	£999	Tracker	6.3%	£13,747	£521.78	37382	1	999	Santander
3.94%	6.24%	£649.85	£1,016	Tracker	6.1%	£13,605	£524.53	14634	344	1016	HSBC Intermediary
3.94%	6.49%	£664.29	£1,014	Tracker	6.3%	£13,603	£524.53	12556	75	1014	Nationwide B.Soc
3.94%	6.74%	£677.43	£1,025	Tracker	6.4%	£13,851	£524.53	40316	207	1025	NatWest
3.96%	5.74%	£621.52	£1,024	Tracker	5.6%	£13,719	£525.63	64263	115	1024	Barclays
4.04%	6.49%	£666.22	£1,024	Tracker	6.4%	£13,844	£530.05	30222	80	1024	Virgin Money
4.21%	6.54%	£668.43	£1,015	Tracker	6.4%	£13,963	£539.50	34100	140	1015	Skipton B.Society
4.24%	7.24%	£707.89	£995	Tracker	6.9%	£13,983	£541.18	10726	313	995	TSB Bank
4.34%	4.34%	£546.79	£999	Tracker	4.5%	£14,222	£546.79	13117	474	999	Co-operative Bank

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 26 Jan 2026 at 09:37 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.