LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
0.50%6.74%£658.34£1,020Fixed5.8%£11,018£354.67
1.09%8.09%£734.73£1,019Fixed6.7%£10,014£381.04
2.35%6.60%£662.73£18Fixed5.9%£10,684£441.10
2.77%7.34%£705.83£20Fixed6.5%£11,663£462.34
3.77%6.99%£691.11£1,025Fixed6.6%£14,103£515.22
3.80%6.75%£677.27£999Fixed6.4%£14,329£516.86
3.81%6.49%£661.84£1,016Fixed6.2%£14,289£517.40
3.85%6.74%£678.46£1,014Fixed6.5%£13,484£519.59
3.85%5.99%£634.45£924Fixed5.8%£13,474£519.59
3.87%7.49%£721.12£1,099Fixed7.0%£13,584£520.20

LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
0.50%6.74%£658.34£1,020Fixed5.8%£11,018£354.67
1.09%8.09%£734.73£1,019Fixed6.7%£10,014£381.04
2.35%6.60%£662.73£18Fixed5.9%£10,684£441.10
2.77%7.34%£705.83£20Fixed6.5%£11,663£462.34
3.77%6.99%£691.11£1,025Fixed6.6%£14,103£515.22
3.80%6.75%£677.27£999Fixed6.4%£14,329£516.86
3.81%6.49%£661.84£1,016Fixed6.2%£14,289£517.40
3.85%5.99%£634.45£924Fixed5.8%£13,474£519.59
3.85%6.74%£678.46£1,014Fixed6.5%£13,484£519.59
3.87%7.49%£721.12£1,099Fixed7.0%£13,584£520.20

LenderInitial RateReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostInitial Payment
4.11%7.49%£722.42£1,599Tracker7.1%£14,401£533.42
4.14%6.75%£680.40£999Tracker6.5%£14,078£535.60
4.19%6.49%£665.43£1,016Tracker6.3%£13,587£538.38
4.19%6.74%£680.05£1,014Tracker6.5%£13,935£538.38
4.19%6.99%£693.37£1,025Tracker6.7%£14,184£538.38
4.21%5.99%£636.74£1,024Tracker5.9%£14,052£539.50
4.29%6.74%£681.52£1,024Tracker6.6%£14,179£543.98
4.47%6.54%£669.58£1,015Tracker6.4%£14,379£554.13
4.49%7.49%£725.19£995Tracker7.2%£14,321£555.27
4.57%6.99%£689.46£1,030Tracker6.5%£14,555£559.81

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 28 Oct 2025 at 07:20 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.