Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	£270.59	6.74%	£340.14	£15	Fixed	6.4%	£6,009	10030	75	15	Nationwide B.Soc
4.25%	£270.87	5.99%	£318.17	£25	Fixed	5.8%	£6,106	13963	115	25	Barclays
4.64%	£281.63	7.49%	£362.59	£0	Fixed	7.1%	£6,259	63753	42	0	Halifax
4.34%	£273.39	7.49%	£362.21	£0	Fixed	7.0%	£6,261	20175	313	0	TSB Bank
4.23%	£270.31	6.49%	£332.04	£0	Fixed	6.2%	£6,266	36075	344	0	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	£270.59	6.74%	£340.14	£15	Fixed	6.4%	£6,009	10030	75	15	Nationwide B.Soc
4.25%	£270.87	5.99%	£318.17	£25	Fixed	5.8%	£6,106	13963	115	25	Barclays
4.64%	£281.63	7.49%	£362.59	£0	Fixed	7.1%	£6,259	63753	42	0	Halifax
4.34%	£273.39	7.49%	£362.21	£0	Fixed	7.0%	£6,261	20175	313	0	TSB Bank
4.23%	£270.31	6.49%	£332.04	£0	Fixed	6.2%	£6,266	36075	344	0	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	£290.55	6.74%	£341.68	£15	Tracker	6.6%	£6,488	30435	75	15	Nationwide B.Soc
4.50%	£277.92	5.99%	£318.98	£25	Tracker	5.9%	£6,525	64275	115	25	Barclays
4.72%	£284.20	6.99%	£348.04	£30	Tracker	6.7%	£6,620	65285	207	30	NatWest
5.00%	£292.30	7.84%	£375.00	£35	Tracker	7.5%	£6,925	22467	208	35	Hanley Economic
4.72%	£284.20	6.99%	£348.04	£30	Tracker	6.7%	£6,970	64518	31	30	RBS Direct

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £50,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 29 Oct 2025 at 07:47 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.